AN INDEPENDENT RISK MANAGEMENT COMPANY 
"We Protect What Matters Most"
Severe Weather Catastrophe
When cleaning out your gutters, leaf blowing, or power washing your roof, hire a professional.

As insurance companies are tightening their underwriting guidelines in response to significant claims volume and profitability challenges, it is important to make sure you do not have mold/mildew/moss on your roof (often evidenced by black marks), clogged gutters, and other routine maintenance items. Properly maintained properties allow us to continue providing you the coverage you need at the best possible price with award-winning service!

Parents, students, and teachers are preparing to head back to school to start the new academic year. Soon, school buses will be transporting students again, and that requires additional caution from all drivers. Pennsylvania law requires motorists to stop at least 10 feet away from school buses when their red lights are flashing, and their stop arm is extended. Motorists following or traveling alongside a school bus must also stop until the red lights have stopped flashing, the stop arm is withdrawn, and all children have reached safety.
Do not proceed until all the children have reached a place of safety.
Read more about school bus safety here

Penalties for failure to obey school bus safety laws can result in a $250 fine, five points on a driving record and a 60-day license suspension.
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Jessica Martinez
Operations Manager
Agent, Commercial Lines
Ronalyn D. Birnbaum
Managing Agent,
Commercial/Personal Lines

Take your agent with you!

FRM Group Insurance and Financial Services is licensed in Pennsylvania,
Alabama, California, Delaware, Florida, Georgia, Indiana, Maryland, New Jersey,
New York, North Carolina, Ohio, South Carolina, Texas

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FRM Group Insurance
1286 N Ninth Street, Stroudsburg , PA 18360
445 Coal St, Lehighton, PA 18235