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Make it a September to Remember

September is National Hispanic Heritage Month

Gallen Insurance's own Rebecca (Becky) Torres was born and raised in Reading, PA to Puerto Rican parents. Her family has a legacy in the City of Reading.

Her paternal grandfather Mr. Daniel Torres moved to Reading from Puerto Rico in 1950 to make a better living.  

Her grandfather learned to be a barber at the age of fifteen, but came to America to be a laborer in May of 1950. He found work at the Ontelaunee Farms in Oley Township. When his supervisor recognized that he knew English well, he assigned Torres the duty of being an interpreter for the other sixty Puerto Ricans who were employed there. Daniel was laid off from his job after twenty-six months of employment. Desperate for work, and remembering his skills as a barber, Daniel asked an Italian barber in Reading to help him start his own shop. Daniel was the first minority barber to open shop in Reading and everyone knew Daniel the barber on South 5th St. 

Over the years while living in the City of Reading Mr. Torres became known for his civic involvement. He was a founding member and first president of both the Puerto Rican Civic Society and the Spanish Speaking Council. Daniel was also one of the first five members of the Reading Human Relations Commission, a city-appointed group that started in 1968.  

The Hispanic Center paid tribute in recognizing Daniel Torres and changed the name that is known today as The Daniel Torres Hispanic Center (Daniel Torres Centro Hispano) 

Till this day Becky's mother (Lourdes R Torres) and other family members live in the City of Reading.  

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Want to be a part of our Client Spotlight?? We would love to have you!! If you are interested in being featured, please email Jennifer at or call 610-898-6531.

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As Hurricane Ida recently reminded us, while your property may not be in a flood zone, you still could be at risk. Even normally dry areas of the country are experiencing floods and flash floods caused by rain like never before. Flood damage is not covered by standard homeowners policies, so you need to buy a separate flood policy to ensure coverage in the event of a flood. Policies are sold through the National Flood Insurance Program (NIFP), as well as private insurers. Flood insurance offers separate deductibles for contents and building. The higher the deductible, the lower the premium. Note that there is a 30 day waiting period for the policy to be in effect once payment is made. Here are some of the benefits of securing a flood insurance policy.

Flood insurers reimburse policyholders for structural damage, including:

• The insured building and its foundation.

• The electrical and plumbing systems.

• Central air-conditioning systems, furnaces and water heaters.

• Refrigerators, cooking stoves and built-in appliances like dishwashers and trash compactors.

• Permanently-installed carpeting and flooring.

• Permanently-installed paneling, wallboard and built-in bookcases and cabinets.

• Window blinds and shutters.

• Detached garages (up to 10% of structural coverage). Other outbuildings require separate policies.

• Debris removal.

In addition, flood insurance covers damage and loss of personal property as follows:

• Clothing, furniture and electronics.

• Curtains and window treatments.

• Portable and window air-conditioners.

• Portable microwave ovens, dishwashers and other small appliances.

• Rugs.

• Clothes washers and dryers.

• Food freezers and the food in them.

• Valuables like artwork, jewelry and furs (up to $2,500).

Feel free to call our personal lines department at 610-777-4123 to see how much a flood policy will cost.

In the meantime, if you are curious to see what your flood risk looks like, visit

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We are proud to be a sponsor of this year's Mind Your Health event for Family Guidance Center. This family friendly event will take place on September 18th.

For details or to register for the 5k Walk/Run visit the event page

Be sure to stop by & see us at Gallen Insurance's booth!

Mind Your Health Event Page

Come See Us at the Expo! Look for our Vendor Table!! Lots of Info and Giveaways!!

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Come out and support Berks Encore at this year's Senior Expo on September 29th from 9 am to 2 pm at the First Energy Stadium. For more information visit the Senior Expo event page.

2021 Senior Expo  
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