ServisFirst Bank First Quarter Newsletter: Happenings & Successes

ServisFirst Bank clients, prospects, directors and supporters,

The first quarter of 2026 marked a strong start to the year for ServisFirst Bank, highlighted by continued strategic growth and leadership momentum. A key milestone was the announcement of a new headquarters for the Bank's Huntsville operations, underscoring our sustained investment in one of the region's fastest-growing markets and reinforcing our commitment to future expansion.

Throughout the quarter, we also welcomed new advisory board members and celebrated internal promotions, further strengthening our leadership bench. Together, these developments highlight our continued focus on building a forward-looking team positioned to support long-term success.

As we look ahead, ServisFirst Bank remains committed to long-term growth, ongoing leadership development, and delivering relationship-driven banking solutions that support our clients, communities, and shareholders.

EARNINGS

ServisFirst Bancshares, Inc. Announces Results

For First Quarter of 2026

First Quarter 2026 Highlights

Diluted earnings per share of $1.52 for the quarter, up 31% from the first quarter of 2025.
Net interest margin of 3.53%, up 15 basis points from the fourth quarter of 2025 and 61 basis points from the first quarter of 2025.
Loans grew $249 million, or 7% annualized, during the quarter.
Book value per share of $34.99, up 13.4% annualized from the fourth quarter of 2025 and 14.5% from the first quarter of 2025.
Liquidity remains strong with $1.84 billion in cash and cash equivalents, equaling 10% of our total assets, and no FHLB advances or brokered deposits.
Consolidated common equity tier 1 capital to risk-weighted assets increased from 11.48% in the first quarter of 2025 to 11.86% in the first quarter of 2026.
Return on average common stockholder’s equity increased from 15.63% to 17.91% year-over-year.

More detailed financials are linked below.

ANNOUNCEMENTS

ServisFirst Bank was ranked among the top 10 U.S. public banks in S&P Global Market Intelligence's 2025 financial performance rankings, reflecting the Bank's operating results. The annual evaluation reviewed banks with more than $10 billion in total assets, comparing performance across key financial indicators using calendar-year data.

Earning a place among the top 10 reflects ServisFirst Bank's consistent performance and disciplined approach across all areas of the organization. This honor not only highlights the dedication of our team but also showcases the ongoing commitment to delivering long-term value to clients, communities, and shareholders.

ServisFirst Bank Huntsville Announces New Headquarters

ServisFirst Bank is pleased to announce the construction of its new Huntsville headquarters, further strengthening the Bank's presence in one of Alabama's most dynamic and fast-growing markets. Located at 515 Meridian St N. in Downtown Huntsville, the four-story, 25,000-square-foot facility will be designed to support modern, relationship-focused banking while complementing the character of the surrounding historic district.

Once completed, the building will house approximately 50 banking professionals and feature premium office space, flexible meeting areas, a large community room, and a 1,200-square-foot covered rooftop patio overlooking Downtown Huntsville and Monte Sano Mountain. Construction is currently underway and is expected to be completed in 2027.

ServisFirst Bank Northwest Florida Welcomes

New Member of Advisory Board

ServisFirst Bank welcomed Susan S. Thompson, Founding and Managing Member of Smith, Thompson, Shaw, Colón & Power, P.A., to the ServisFirst Bank Northwest Florida Advisory Board. Thompson is a Tallahassee-based attorney with extensive experience in real estate law and a longstanding record of professional leadership across the legal, financial, and healthcare sectors.

"We are honored to welcome Susan to our Northwest Florida Advisory Board," states Rex D. McKinney, Regional CEO of ServisFirst Bank Northwest Florida. "Her extensive experience in real estate law, deep community ties in Tallahassee, and longstanding leadership across the financial and healthcare sectors make her an invaluable addition to our advisory team. We look forward to the insight and perspective she will bring as we continue to grow in the region."

Her appointment reflects ServisFirst Bank's dedication to experienced leadership, strong community engagement, and continued growth in Northwest Florida.