*APR = Annual Percentage Rate. 1.99% is a temporary promotional rate and is valid on transferred balance for first twelve months/full billing cycles. Following the promotional period, standard rates as low as 9.80% APR apply. You cannot transfer balances from any accounts issued by Lake County Educational Federal Credit Union. Standard rate and loan amount based on member's credit history. Offer valid from January 1, 2022 to March 31, 2022, and is subject to change or end at any time without notice. Membership required. Federally insured by NCUA.