SPECIAL RISK - ACCIDENT MEDICAL AND GENERAL LIABILITY
Special Risks with student, athletic participant and volunteer exposures can have a lot of moving parts, so event organizers have a lot on their minds, especially protection surrounding the safety and well-being of the people involved.
Special Risk programs from SMIC can go a long way in helping remove some of that worry by providing General Liability and Accident Medical Protection for a variety of exposures.
Youth and Adult Amateur Sports
Teams and Leagues
Camps and Clinics
Participant Legal Liability can be included for risks with student and/or athletic exposures by adding an Accident Policy as a package with the GL.
Accident coverage includes:
Per Accident per Claim limit
With coverage limits typically at $25,000 per accident per claim, SMIC's Accident product is designed to protect all participants, coaches, officials and volunteers for injuries sustained during the covered activity.
SMIC's Special Risk programs cover a wide variety of exposures, ranging from one-day events to annual activities.
Minimum premiums start at just $200!
Optional Coverages available:
Non-Owned Hired Auto
Commercial Liquor Liability
Excess Umbrella Liability
Special Markets Insurance Consultants, Inc. (SMIC) T 312-601-9273 M 773-759-3322