Social Security Disability &
  Special Needs Planning News
 Sheri R. Abrams, Attorney at Law
In This Issue:
Good News For Those With Disabilities and Federal Student Loans
Beware of Social Security Disability Application Scammers
Do I automatically receive Medicare if I get Social Security Disability Benefits?
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Source: Reprinted from the April 2016 Newsletter of Sheri R. Abrams, Attorney at Law,


Issue: # 87

 April 2016

Picture of Social Security Card and Dice
Welcome to our monthly newsletter. 

These monthly newsletters are designed to provide useful information on Disability Law & Issues with a special emphasis on Social Security Disability & Supplemental Security Income (SSI) benefits and Special Needs Trusts & Planning.

You may have been added to our e-mail newsletter mailing list if you are a client, business associate, a Facebook friend, a Linked-In connection, or another professional contact of Sheri R. Abrams, Attorney at Law. 

You may unsubscribe by clicking on the link at the end of this e-mail.
Good News For Those With Disabilities and Federal Student Loans
student loan forgiveness
As part of my practice I assist those with disabilities to get their student loan debt forgiven.   It has now gotten much easier for those with  Federal Student Loans.

On Tuesday, 4/12/16, the Department of Education announced a new program that will identify hundreds of thousands of borrowers who are eligible to apply for federal student loan forgiveness.

To qualify for this program a person must be receiving Social Security Disability benefits and be deemed "permanently disabled" and unable to ever work again.

Starting on April 18, 2016, the Department of Education will start sending letters to about 387,000 people explaining that they are eligible for loan forgiveness. This letter will include an application that will simply need to be signed and returned.   For this program a borrower will not be required to submit documentation of their eligibility.

Under this program. once the student loan is "erased", a three-year monitoring period will begin. If the borrower's earning status changes and increases above a certain threshold, he or she may have their loan reinstated and they will have to start making payments again.

For more information on this new program, please visit here.

Beware of Social Security Disability Application Scammers
Beware of Scammers
The Federal Trade Commission (FTC) is alerting people about the dangers of identity theft, specifically in instances where people have started an application for Social Security Disability benefits.

Scammers try to get personal information from applicants by pretending to help complete applications. 

For example, these scammers may ask you to give, or confirm, your Social Security number or bank account numbers.

Don't become an identity theft or phishing victim. 

You can read the FTC's advice on how to protect yourself while applying for benefits here.

Do I automatically receive Medicare if I get Social Security Disability Benefits?
I am asked this question frequently:

Do I automatically receive Medicare benefits if I'm approved for Social Security Disability benefits?

Answer:  Yes, you receive Medicare after you receive Social Security Disability Benefits for 24 months. 

When you become eligible for Social Security Disability Benefits, the Social Security Administration will automatically enroll you in Medicare. 

Social Security will start counting the 24 months from the month you were entitled to receive disability benefits, not the month when you receive your first payment.

Special rules apply to those disabled people with permanent kidney failure and those with "Lou Gehrig's Disease" (Amyotrophic Lateral Sclerosis).

Free Download of Sheri Abrams' Book "Don't Gamble With Your Social Security Disability Benefits"

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You can download a free copy: 

For more information please click  here  to read our Press Release.     

Our Office Location

The law firm of Sheri R. Abrams, Attorney at Law is located at: 

service source building


10467 White Granite Drive
Suite 306
Oakton, VA 22124
(571) 328-5795


This is in the "ServiceSource" building and there is plenty of free and accessible parking.

Our office is also accessible by public transportation.


If you know of someone who could use our legal services, please forward to him/her this e-mail newsletter or give him/her our telephone number: (571) 328-5795.


We provide legal services in the areas of Social Security Disability Law, Special Needs Planning, Elder Law, Special Needs Trusts, Wills and Trusts, Powers of Attorney, Advance Medical Directives, Guardianship, Disability Planning and Student Loan Discharge. 
If you, or someone you know, is involved with an educational event or support group that would benefit from a presentation on any of the areas of law for which we provide legal services, please call us at (571) 328-5795.