What's The Damage? 

Condominium Association Insu rance And Hurricanes

By: Partner, Brian Hess

In light of recent hurricane and tornado damages, condominium association Board members have been lighting up our "switchboards" with questions relating to the association's (and individual unit owners') responsibilities for property damaged by storm events.  The simple answer, in most cases, is found in reviewing Florida Statute 718.111(11), which provides condominium associations with guidance as to their insurance requirements.  However, there is a bit of a story as to why the answer is generally statutory, and not driven by directly by the condominium association's governing documents.

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Most  Awesome Award  is October 5!

 

Use the buttons below to nominate a Manager or Board Member you know who has truly gone above and beyond the call of duty for your Association. Be sure to elaborate  and make sure we know why your nominee is the Most Awesome!

Presenting T he 3 ^rd  Quarter Most Awesome Board Member:

William "Bill" Hillberg, Director at Large of Sunset Lakes Homeowners Association

What To Do Until Help Arrives 

 

by SERVPRO of South and West Brevard    

When facing water damage, it is important to understand what type of water you are dealing with to ensure proper cleanup. There are three types of water: clean water, gray water and black water. Clean water is water from a broken pipe, or other water source; rainwater is also considered clean. The term gray water is used to classify slightly contaminated water. Clean water becomes gray water when it is left untreated. Bacteria and other contaminants begin growing making the water hazardous. Black water is highly contaminated and filled with fungi, bacteria, chemicals and more. Black water is typically caused by sewage damage, flooding or any type of natural disaster. Black water should always be handled by trained professionals. When you have water damage, don't leave your property to chance. Call your local a company who specializes in disaster recovery. Consider the following steps to help minimize damage or prevent further damage while waiting for help to arrive. 

Damage from Clean Water:

• Shut off the water source if possible or contact a qualified professional to do so.
• Turn off circuit breakers for wet areas of the building, if access to the power distribution panel is safe from potential electrical shock.
• Remove as much excess water as possible by mopping and blotting.
• Wipe excess water from wood furniture after removing lamps and tabletop items.
• Remove and prop up wet upholstery cushions for even drying.
• Place aluminum foil or wood blocks between furniture legs and wet carpeting.
• Move any paintings, art objects, computers, documents and other materials that are valuable or sensitive to moisture to a safe place.
• Do not enter rooms with standing water, as electrical shock hazards may exist.
• Do not leave books, newspapers, magazines or other colored items on wet carpets or floors as they may cause staining.
• Do not use your household vacuum cleaner to remove water as there is potential for electrical shock or causing damage to the vacuum cleaner.
• Do not use televisions or other appliances while standing on wet carpets or floors.
• Do not turn on ceiling fixtures if ceiling is wet; do not enter rooms where ceilings are sagging from retained water. 

Damage from Contaminated Water:

• Avoid all contact with sewage and items contaminated by sewage. Wash your hands thoroughly if you come in contact with contaminated items.
• Do not walk through contaminated areas, as you could spread damage to unaffected areas.
• Do not turn on the HVAC system if there is a possibility of spreading contaminated air.
• Do not use household fans to dry the structure; air flow could spread contaminants.
• Discard any food and/or products for personal hygiene and cleanliness if exposed to the contaminated areas.

For more information please visit http://www.servprosouthbrevard.com If you have any additional insurance questions or are interested in the service offered by SERVPRO please contact Claudia Proffitt at (321) 777-5131. This article is being presented within our " Green Marble" Newsletter as part of their sponsorship of our Community Connect Chat Seminars.