Hello Karen,

As we approach the end of February and this winter continues to roar on, we want to take a moment to reach out to our amazing community of families. Whether you’re embracing the cozy comforts of the season or navigating its unique challenges, know that you’re not alone.

This time of year can bring both joy and difficulties, and we’re here to offer support, resources, and encouragement to help make this winter a little brighter for you and your loved ones.

In this edition, we’ve gathered some helpful tips to keep you connected, informed, and supported. Always remember we are here to assist in any way we can.

Please continue to stay safe, stay in touch, and stay positive.

Karen, Kevin, Janet & Cathy

and Stay Informed

News & Resources

Have you received your

Statement of Entitlement letter?

This letter is mailed out at this time each year to those eligible to participate in an RDSP - Registered Disability Saving Program. This notification provides you with the maximum amount of RDSP grant that is available and what amount of contribution you need to make to receive those free dollars.

While it’s not always possible to contribute the maximum to your RDSP, starting with a small monthly deposit or increasing what you are currently doing can make a big difference! Other family members can contribute as well ~ grandparents tend to love this idea!

Every little bit helps you capture more of those free dollars, boosting the savings for your loved one’s future.

We’re here to help you build a brighter tomorrow.

Help is Available!

Although we want to be your resource for all things special needs, we would like to share with you another incredible resource.

The Plan Institute offers a free help line. One area where they can really assist you is around applying for the Disability Tax Credit. If you have been previously denied, need to reapply or you do not have a doctor, they can assist!!

Call 1-844-311-7526 or email

helpline@planinstitute.ca

Canada Disability Benefit Update

The proposed Canada Disability Benefit is set to launch in July 2025, but with the current state of the federal government being prorogued, there is some uncertainty around what will happen.

While we believe the benefit will proceed as planned, we’re keeping a close eye on developments to ensure you stay informed about any changes or delays.

If you do not have the Disability Tax Credit, now is the time to apply so it is in place prior to the CDB launch!

The website below clearly outlines the benefits and eligibility criteria.

Canadadisabilitybenefit.ca

Positive Perspectives

‘Resiliency happens when you make the choice to bet on yourself’

I love reading about the journeys of others—learning how they've faced challenges and the tools they've mastered to navigate their day-to-day lives. These stories of strength and perseverance inspire us all to keep pushing forward, no matter the obstacles.

Here is Tera's Story

PINK SHIRT DAY

February 26th, 2025

Bullying is a major problem in our schools, workplaces, homes, & online, and has no place in our communities.

Let’s work together to create an environment where kindness, respect, and empathy thrive. Every act of kindness counts, and we all have the power to make a difference. Speak up, stand strong, and support each other. 💪💙

Spectrum Financial Strategies Inc.

134 Collier Street, Barrie, ON L4M 1H4

705-725-0562 www.spectrumspecialneeds.ca

Visit our SPECIAL NEEDS Website