Tools to Enhance and Protect Your Payment Process

Your business deserves payment tools that work as hard as you do. With the right solutions in place, managing payments can be smooth, secure and stress-free. ACH origination and Positive Pay¹ are two powerful ways to enhance the way your business moves money. ACH streamlines electronic transactions for faster, more reliable payments, while Positive Pay adds a strong layer of protection against fraud. Together, they help you improve control of your cash flow with greater ease and confidence.

Secure, Efficient Payments – No Paper, No Hassle.

For businesses, efficiency and security matter - especially when it comes to sending and receiving payments. ACH (Automated Clearing House) enables you to move funds electronically, directly from bank to bank. It’s faster, more convenient and eliminates the manual work of printing, signing and mailing checks.

Even more importantly, ACH is a safer option. Checks can be lost, stolen or altered, putting your account information and funds at risk. ACH payments are encrypted and processed through secure financial networks, reducing the risk of fraud.

From reducing administrative work to reinforcing safeguards, ACH origination is an easy way to upgrade your payment processing – on both sides of the transaction.

Enroll in ACH Today!

Contact a Cash Management Specialist at:

888-923-5664

or cashmgmt@providence.bank^†

“Check fraud has increased nationwide by 385% since the pandemic.” – US Treasury Department

Positive Pay is a simple yet powerful fraud prevention tool that verifies checks before they are processed. With this service, you submit an electronic file each day detailing the checks your business issues. As each check is presented for payment, Check Positive Pay electronically compares them against the information in your file. In the event of a mismatch, exceptions are generated so your company has the opportunity to review the items and make a Pay or Return decision on each exception within the digital banking² platform.

This added layer of protection helps ensure only legitimate, authorized checks are paid – reducing the risk of fraud and giving you greater confidence when issuing checks.

In today’s environment, where check fraud is on the rise, Positive Pay isn’t just smart – it’s essential.

Add Positive Pay to Your Account Today!

Contact a Cash Management Specialist at:

888-923-5664

or cashmgmt@providence.bank^†

Integrating Products and Services to Help Your Business or Nonprofit Achieve More!

Sarah Allen

Dan Faragoi

Cole Parsons

Gina Thomas

Sukriti Verma

Cindy Willis

Questions?

888-923-5664

cashmgmt@providence.bank^†

¹Positive Pay is a fee-based service, and although not required, it is highly recommended. Providence Bank & Trust does not provide fraud insurance or cover losses in the event of fraud. Contact a Cash Management Specialist for current terms, conditions and applicable fees.

²Downloadable App for Apple and Android users and text message banking are available. Providence Bank & Trust does not charge fees for using the basic consumer and/or business mobile banking service. Mobile deposit, a feature within mobile banking, is available to consumers with no fee and is available to businesses with no fee for deposits up to $20,000 per business day. However, if a businesses’ mobile deposits exceed $20,000 per business day, a $25 fee per month will apply. In addition, your wireless carrier may charge you a fee for SMS (text) messaging and/or data usage, whichever is required for mobile banking. Other fees or restrictions may apply.

^†Do not send sensitive personal information via email, including account numbers, social security numbers, date of birth or any information that is intended to be kept private.

EMAIL SECURITY INFORMATION

Your financial safety and security is very important to us. Providence Bank & Trust will never solicit you via email for passwords, account numbers, social security numbers, date of birth, or any other personal information. If you receive a message suggesting it is from Providence Bank & Trust asking for personal information, do not respond to it. To report suspicious emails or other scams, please contact us at info@providence.bank or call our Customer Care Center at 888-923-5664. If you wish to not follow hyper-links from this email, you can access information about our products and services by visiting our website at providence.bank.

For online security resources, visit our website at www.providence.bank/security-resources/.

For online fraud prevention, visit our fraud protection resource center at www.providence.bank/fraud-protection/.

To learn how you can keep yourself protected from cyber crimes, visit our website at www.providence.bank/cybersmart/.

This is an automatically generated email. Please do not reply to this message. To contact Providence Bank & Trust via email, please create a new email message and send to info@providence.bank. Do not send sensitive personal information via email, including account numbers, social security numbers, date of birth or any information that is intended to be kept private. You are receiving this email as a result of your ongoing relationship with Providence Bank & Trust. While beneficial to a wide audience, this information is also commercial in nature and it may contain advertising material. All product and company names are trademarks™ or registered® trademarks of their respective owners or holders. Use of these trademarks, including references which may not display the TM or ® designation, does not and should not imply any affiliation with or endorsement by those owners or holders.