JUNE 2021
We invite you to spend 75 seconds
getting to know Marine Bank!
Four Important Questions When Choosing Your First Home
Moving into your own place can be exciting and frightening at the same time. Marine Bank suggests considering these four questions when choosing your first home.
Gabriel Delgado Selected to Lead Marine Bank's Growing Mortgage Lending Team
“Gabriel shares Marine Bank’s passion for developing relationships and helping people achieve the dream of home ownership,” said Bill Penney, President and CEO of Marine Bank. “As the leader of our growing mortgage lending team, Gabriel’s in-depth knowledge of lending and underwriting and his close relationships with customers, realtors and builders is an exceptional model for others to follow. As the desire for homeownership increases, so does the competition to provide home mortgages. Our goal is not to compete on rate and terms alone, but on trust and the overall lending experience.” 

A Roadmap to Help You Plan for Homeownership 
If one of your goals is to be a homeowner, use this worksheet as a guide to help you visualize your journey towards owning a home. Having a plan will help you achieve your goals, even if you don’t end up following it exactly.
This Month in Marine Bank History
On June 1, 1997, Mary Cone, Karen Clothier and 20 other newly hired bankers assembled for the first time in the boardroom of the newly constructed Marine Bank & Trust building on Beachland Boulevard. They would go through an intense 30-day training program before the Bank's grand opening the following month.

The late George Slater's vision to open Marine Bank and serve the community has been a gift to all of us on Team Marine. Thank you to Mary and Karen for your 24 years of service to our customers and our community. 
Six Tips to Save for Your Down Payment
When considering buying a home, the down payment you put upfront plays a major role in your future housing expenses. According to the Consumer Financial Protection Bureau, the amount you save can greatly influence your interest rate, monthly housing payment and also your need for mortgage insurance.