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PUPs (Personal Umbrella Policies) provide an additional layer of protection for you and your family.
Where would an umbrella policy be necessary for you? Suppose you have an auto policy with liability limits of $500k, but a lawsuit led to a judgment of $750k you’d be on the hook for an extra $250k. Unless your PUP kicks in upon the exhaustion of your auto policy limits. 
  • How long have they been in the industry? 
  • What does their claims process look like? 
  • Do they give fair and accurate quotes? 
  • Do they exclude or leave gaps in your policy? 
  • Would they fight for you if a legal case arose? 
  • What is the likelihood they would win a case on your behalf? 
Our all-in-one approach means we’re a one stop shop for your liability coverage needs. Saving you time and providing you peace of mind knowing you’re able to safeguard your assets with a solid partner in XINSURANCE who will customize a plan unique to you. 
XINSURANCE’s True Umbrella shelters you from life’s risks. We cover more than the auto example above: 
  • Customer or visitor injury
  • Product liability
  • Libel/slander
  • Reputational Damage
Get In Touch with 
(877) 585-2853
XINSURANCE is powered by Evolution Insurance Brokers, LC (“EIB”), an excess and surplus lines insurance brokerage. XINSURANCE is a DBA of EIB, which is domiciled in and has its principal place of business in Sandy, Utah. This insurance product is offered by an unlicensed surplus lines insurer. The NPN for EIB is 5464658 and CA license number is 0H93938. 
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AOAP Weekly issues as well
Melissa Fadler, Marketing and Member Engagement Director, AOAP, melissa@aquaticpros.org (content manager)
Juliene R. Hefter, Executive Director/CEO, AOAP, 262-894-9772, juliene@aquaticpros.org