Spring 2018





RIGHT START 4 KIDS SM
Fewer Colorado children have cavities now than they did 10 years ago because of better, earlier preventive dental care. A report released by the Colorado Department of Public Health and Environment shows the proportion of kindergarteners who have had at least one cavity decreased 14 percent from the 2006-07 school year to the 2016-17 school year. During that time, the number of third-graders with at least one cavity dropped by 10 percent. 

Despite the 10-year improvement in children's oral health, nearly one in three Colorado kindergartners and half of all Colorado third-graders have had at least one cavity. Poor oral health leads to poor overall health and can affect the academic performance of students with untreated cavities.  Thankfully, cavities are nearly 100% preventable, and it's easy to protect a child's oral health and ensure better overall health.

That's why Delta Dental of Colorado has introduced  Right Start 4 Kids  (RS4K), an innovative plan design enhancement that removes most of the cost barriers to dental care by providing coverage for children up to their 13th birthday at 100%, with no deductible, when in-network providers are seen.* If an out-of-network provider is seen, the adult coinsurance levels will apply. Orthodontic services are available but are not eligible for the RS4K 100% coverage level.

Right Start 4 Kids is available now to most small groups (2-100) who have a standard, not customized, plan. If you have any questions about Right Start 4 Kids, please contact your account manager.

* Right Start 4 Kids is subject to limitations, exclusions, and annual maximum.



THE VALUE OF STAND-ALONE DENTAL PLANS
At the end of 2016, 249 million Americans had dental insurance, of which the overwhelming majority had dental coverage  separate  from their medical coverage. Stand-alone plans are typically offered by companies like Delta Dental of Colorado that specialize in dental care and have separate deductibles and out-of-pocket maximums that are not affected by medical coverage.

Stand-alone plans are designed to address preventive and predictable oral health needs by:
  1. Encouraging regular use of preventive dental care by the inclusion of certain services (check-ups, cleanings, exams, etc.) generally covered at 100%. 
     
  2. Offering lower deductibles to reduce the cost barrier of addressing a dental problem before it becomes a larger issue.
     
  3. Elevating the importance of routine oral health maintenance by distinguishing oral care from traditional medical care, which has a fundamentally different nature of care.
     
  4. Including a coverage cap to control costs of dental insurance from year to year.
     
  5. Having a typical 100/80/50 benefit structure that serves the needs of patients, while also encouraging personal participation in maintaining good oral health. 
Delta Dental of Colorado ensures that members have access to the care they need by increasing awareness of the importance of oral care and reducing the financial barriers associated with obtaining preventive and routine care.





THE SAD TOOTH: 6 IN 10 ADULTS ARE TOO SCARED TO VISIT THE DENTIST
A new study finds that six in ten American adults are too scared to visit the dentist.

Researchers at Hello Products, a dental care startup, polled 2,000 adults in the United States on their oral hygiene habits, which led to some interesting findings.

For instance, among the more stunning results, the survey showed that three in 10 millennials only brush their teeth  once a day. Millennials also admit they've gone two or three days on average without brushing at all.

Yet, a convincing majority (56 percent) expressed fear or anxiety over losing their teeth, despite possessing poor dental habits.

Going to the dentist was admittedly a phobia for most respondents -- overall, 62% of adults surveyed said that they were too spooked to even visit a dentist's office -- but particularly among millennials, perhaps helping explain why their much-flaunted smiles appear to be at risk. Millennials were more likely than those over 55 to create excuses to avoid regular dental check-ups (56 percent to 36 percent, respectively).

Delta Dental of Colorado believes continued education on the connection between oral and overall health will help convey the importance of regular dentist visits and hopefully shift the mindset of those who avoid check-ups. You can find more information on our oral and overall health communications  here



INSURANCE LITERACY RESOURCES
It's important to remember that insurance terms can be confusing to many of your employees. In fact, only 4% of adults can define certain insurance terms. We took to the streets to find out just how confusing they can be. Watch what we found out. Delta Dental has great resources  to help your employees understand their coverage and get the most out of their dental benefits.

Blog
Delta Dental of Colorado's blog offers a wealth of resources that are searchable, including  Insurance 101, 102 , and 103 infographics, along with Tips for New Enrollees and  Navigating Your Claim.

Website
Delta Dental of Colorado's website has a page for members called Common Terms & Definitions. It gives members the most common terms and definitions used in dental insurance to help them get the most out of their dental benefits.

Videos
Delta Dental of Colorado's YouTube page has great, easy-to-understand videos that explain deductible, copay vs. coinsurance, and annual maximum. It's a good place to start when an employee is just starting coverage or needs a little refresher.

What is a Deductible?
Copay/Coinsurance
Annual Maximum






WORD OF MOUTH
Since launching the Word of Mouth campaign last year, Delta Dental of Colorado has continued sharing the message that caring for oral health is important because of the strong connection between oral and overall health. Our partnerships with leading organizations has grown significantly, and together, we are spreading the word to businesses, health professionals, and people all across Colorado.  

Encourage your employees to  learn about the importance of oral health and overall health   and to get the most out of their dental benefits by using them. Check out our new Word of Mouth flyer, available for download now.
 
For more information,  visit www.deltadentalco.com/wordofmouth .



THE AMERICAN HEART ASSOCIATION'S 2018 DENVER HEART & STROKE WALK

"When I learned that people with gum disease have nearly double the risk for heart disease as those with healthy gums, I saw a clear illustration of the important connection between oral and overall health," said Helen Drexler, president and CEO of Delta Dental of Colorado and the 2018 Denver Heart & Stroke Walk Chair.   "We partnered with the American Heart Association to help educate more people about this critical link."  

The Heart Walk is the American Heart Association's premiere event for raising funds to save lives from the country's number 1 and number 5 killers -- heart disease and stroke. The Heart Walk is a fun way to promote physical activity and heart-healthy living.
 
Create a team and join the fun  at the 2018 Denver Heart & Stroke Walk on June 2 , 2018,  at Broncos Stadium. Click here to find more information on creating a team.


WELLNESS COMMUNICATIONS SURVEY
We want to help you keep your employees healthy and smiling. It's important to us to be able to provide you with tools for communicating to your employees about the value of their dental benefits and the connection between their oral and overall health.

We want to hear from you and learn about what types of information you and your employees find engaging, informative, and fun! Click here to complete this quick 1-2 minute survey. 

Thank you for your feedback!

Delta Dental of Colorado
1-800-610-0201