Medicare Insurance Specialty Group Newsletter
Happy Spring Everyone!
We hope everyone had a wonderful Easter! Remember we are here to answer any of your questions! Call, text, or email anytime! ~Matt & Karen Kukura
A short message from Karen about protecting yourself against scams!
Image by Markus De Nitto from Pixabay 

Did you know Penguins were 6ft tall 40 million years ago?
The discovery of Crossvallia waiparensis, a monster penguin from the Paleocene Epoch (between 66 and 56 million years ago), adds to the list of gigantic, but extinct, New Zealand fauna. These include the world’s largest parrot, a giant eagle, giant burrowing bat, the moa and other giant penguins. 

C. waiparensis is one of the world’s oldest known penguin species and also one of the largest – taller even than today’s 1.2 metre Emperor Penguin – and weighing up to 70 to 80 kg.
The 2 most common ways to get up to $144 back on Medicare premiums.

  • The first is partial Medicaid. Basically, your state will pay your Part B premium which is currently $148.50. Qualification is based on income and assets. We can help to see if you qualify.
  • The second way is by enrolling into a Medicare Advantage plan that does not include prescription drug coverage. The carrier may "give back" a certain amount of money because prescription drug coverage is not included. This plan is popular with Veterans who get all their medications from the VA, or someone who already has "creditable prescription drug coverage". Remember if you don't have a prescription drug plan included in your plan or coverage considered creditable for Medicare you will incur a late enrollment penalty when you do decide to sign up for a prescription drug plan.

Lastly- Be very careful of these ads. Watch for "you may qualify" or something similar in small print. The key word are "YOU MAY" NOT "YOU WILL"....And remember we can help you with any of these applications so call us first!

Pancake Fest Drive Thru!

Friday - April 16
from 8:00 a.m. to 12:00 p.m.

John T. O’Connor Senior Center
611 Winona St.
Knoxville, TN 37917

You can get your $5.00 tickets online by clicking the button below or at the O’Conner Center.
Veterans and Medicare Insurance; How Does it Work?
By: Karen Kukura
If you are a Veteran who is almost 65, it is time to learn what your Medicare options are. There are a lot of pieces to the puzzle we would like to share so that you are successful in your Medicare journey and Karen will point you in the right direction...
MEDICARE NEWS: Changes to Medicare Advantage and Part D
Changes to Medicare Advantage and Part D Will Provide Better Coverage, More Access and Improved Transparency for Medicare Beneficiaries
Original Article by:

The Centers for Medicare & Medicaid Services (CMS) issued a final rule that further advances the agency’s efforts to strengthen and modernize the Medicare Advantage and Part D prescription drug programs. The changes finalized are generally effective for the 2022 plan year and will potentially lower enrollee cost sharing on some of the most expensive prescription drugs...
Image by: Steve Buissinne from Pixabay 
If you have already visited our website - we want to say THANK YOU! If you have not, we encourage you to visit our site and please give us feedback. What would you like to see? What has been helpful?  Our goal is to make us very easy to reach and give you the information you need as a Medicare beneficiary. 

And if you have a moment, please consider giving us a review on Facebook and/or Google. All of these things will help us in the new virtual world!  See below links to leave reviews!

When do you enroll in Medicare?
Most people enroll around their 65th birthday. You can enroll during the 3 months before your birth month, the month of your birth and 3 months after that month giving you a 7 month initial enrollment period. Need more answers? We can help, just call, text, or email us!
Image by Cucu Petronela from Pixabay 
*Medicare Insurance Specialty Group is Not Approved By, Endorsed By, or Affiliated With A Government Agency.
141 N. Martinwood Rd. Suite 104-14
Knoxville, TN 37923
865-228-8627 or 865-203-2040