Co-op Connection
Spring 2022
Boat/RV Loans - Rates as low as 3.00% APR
Hurry, offer ends April 30, 2022!
Motorcycle Loans - Rates as low as 2.49% APR
Hurry, offer ends April 30, 2022!
5% Secure Checking
You can earn 5% APY on your Secure Checking account on balances up to $5000.
Simply meet the following requirements:

  • Enroll in E-statements
  • Login to It's Me 247 online banking 1 (or more) times per month
  • Receive 1 Direct Deposit into your Checking or 1 ACH payment from Online Bill Pay
  • 12 (or more) signature-based debit card transactions
New Team Member
JoAnn
JoAnn joins us as a part-time teller at our Terrace Street office. She graduated from Mona Shores and Muskegon Community College. She has 10 years' experience working at a bank. She enjoys traveling, camping and reading. Please join us in welcoming JoAnn to our team.
Deposit a Check with your Mobile Device
for Chance to Win a Kitchenaid Mixer
Use Remote Deposit Capture for a chance to win a
Kitchenaid Mixer
Use Remote Deposit Capture to deposit a check with your mobile device for a chance to win a Kitchenaid Mixer.

RSVP your name and phone # to loans@muskegoncoop.com by April 12, 2022.

Service Charge Changes
Our Service Charge Schedule will be changing on May 1st. We are also changing our Member Rewards Program to our new Diamond Rewards Program. Here are a few of the service charges that have been removed:

  • Withdrawal from Christmas Club
  • Overdraft Transfer from savings or line of credit
  • A2A Transfer
  • Excessive Cash Withdrawal
  • PIN Reissue

The following service charges have been reduced:

  • Courtesy Pay reduced from $25 to $20
  • NSF reduced from $25 to $20

The only service charge that increased is our Skip-a-pay from $30 to $35.

The new Diamond Rewards Program will offer rewards for members that reach the Diamond level each month. This Rewards Program will replace the current Member Rewards Program effective May 1, 2022. We made a decision to lower our service charges and to offset that decision, we changed our Rewards Program to better reflect how the majority of our members do their banking. Three rewards that are no longer offered for free are checks, unlimited cashiers' checks, and wire transfers. These are products that have alternative options that are more cost effective, secure and eco-friendly. We offer online bill pay, credit cards, debit cards and pay anyone in online banking to use instead of checks or wire transfers. Checks and wire transfers are still available to those that choose to use them, but are simply no longer free. The button below will take you to a copy of the new Diamond Club and our new Service Charge Schedule.
Foreign Currency is Now Available
Before you travel abroad you can purchase foreign currency at either Muskegon Co-op location and when you return, sell it back for American currency.

Scholarship Winners
Muskegon Co-op FCU awarded 4 $500 college scholarships for 2022. We received applications from several excellent candidates. Congratulations to the following scholarship recipients!
Taylor Zachery
Taylor will graduate from Muskegon High School. She will attend Jackson State University in the fall.
Tristyn Kennedy
Tristyn will graduate from Whitehall High School. She will attend Baker College in the fall.
Faith McMillan
Faith will graduate from Reeths-Puffer High School. She will attend Lincoln University in the fall.
Elizabeth Dorton
Elizabeth will graduate from Holly Springs High School. She will attend UNC Greensboro in the fall.
National CU Youth Month
Join us in April as we celebrate National Credit Union Youth Month. We will have special offers for new kids and teen accounts and giveaways for current youth accounts.
Donation to Love Inc.
Employees from Muskegon Co-op FCU dropped off a donation check for $1,012.56 to Love Inc. Thank you to our members for your generous donations.