Thank You for Helping Make the Season Brighter

Thank you to our members and community partners who have already participated in the Lincoln Park Goodfellows Toy Drive. Your generosity is helping ensure that every child has a Christmas.

Because of you, toys are staying right here in our community and reaching local families who need them most. We’re grateful for the kindness and support that make LPCCU such a special place.

Every donation, big or small, makes a meaningful difference.

Thank you for showing what community truly looks like.

Project CommUNITY: Get Rewarded for Growing Our Credit Union Family

At Lincoln Park Community Credit Union, we believe when our community grows stronger, everyone benefits—especially our members.

That’s why we created Project CommUNITY, a referral program that rewards you for sharing the credit union you already know and trust.

Here’s How It Works

• You get $50 for every new member you refer*
• They get $50 when they join and start banking with LPCCU*
• Our community benefits as LPCCU continues to grow and give back

There’s no limit to how many people you can refer—or how many $50 rewards you can earn.

Who Can You Refer?

• Family of existing members
• Friends, neighbors & coworkers who live or work in Lincoln Park

Why It Matters

By sharing LPCCU, you’re helping others:

• Pay less in interest
• Save more with better rates
• Experience banking that’s truly community-focused

Credit Cards That Work for You

Lincoln Park Community Credit Union offers two great options—the Platinum VISA® and Platinum Preferred VISA®—designed to make everyday purchases simpler, safer, and more rewarding.

What Both Cards Offer

• Worldwide VISA® acceptance
• Competitive interest rates
• 25-day grace period on purchases
• No annual fee
• Fee-free Travel Accident Insurance

Rewards You Can Actually Use

Both cards include the VISA® ScoreCard Rewards Program, which lets you earn points on qualifying purchases. Redeem points for merchandise, airfare, hotels, travel packages, and more.

24/7 Account Access

Manage your credit card whenever it’s convenient. With VBN Home Banking, you can view balances, review transactions, and stay in control of your spending—day or night.

Added Security for Online Shopping

Your LPCCU Platinum and Platinum Preferred VISA® cards come with Verified by Visa at no cost.

A Smarter Card from a Local Partner

Whether you’re managing everyday expenses, earning rewards, or shopping online with confidence, LPCCU credit cards give you flexibility backed by a trusted local credit union.

Financial Literacy Spotlight:

Fresh Year Financial Checklist

Start the year strong with a few simple money moves:

• Review your spending and set one financial goal
• Check interest rates on credit cards and loans
• Look for ways to lower high-interest debt
• Check your credit score and monitor changes
• Add to savings—even small amounts help
• Set up automatic transfers to stay on track

A fresh year is a great time for a fresh financial start—and LPCCU is here to help.

Financial Wellness Starts with Knowing Your Numbers

The start of a new year is the perfect time to check in on your financial health.

That’s where Credit Sense, available through LPCCU, comes in.

What Financial Wellness Really Means

• Understanding your credit score
• Knowing how your financial choices impact your future
• Catching issues early—before they become problems
• Having a plan to improve over time

When you have visibility into your finances, you’re better prepared to handle everyday expenses, unexpected costs, and long-term goals.

How Credit Sense Helps

• Free credit score access and ongoing updates
• Credit monitoring alerts to help protect against fraud
• Personalized tips and education to improve your credit
• Insights tied to your real financial behavior, not generic advice

These tools help turn information into action—so you can make smarter decisions with confidence.

Pro Tip: Simplify Debt and Pay Less Interest

If Credit Sense shows you’re carrying balances on high-interest credit cards, it may be worth exploring a balance transfer. Moving multiple balances to one LPCCU credit card can help simplify payments and may lower the interest you pay—making it easier to stay on track.

Brought to you by Credit Sense by SavvyMoney – Credit Monitoring. Your Peace of Mind.

Sign up for Credit Sense in your online banking account or app to understand your credit and explore your options.

Annual Meeting Notice

You are invited to attend the 89th Annual Meeting of Lincoln Park Community Credit Union, to be held on Wednesday, March 25th, 2026, at 5:00 PM, at 1400 Emmons Blvd., Lincoln Park, MI.

Two positions are available on the Board of Directors, each for a three-year term. The following Directors are seeking re-election:

• Steven Colwell
• Robert Steele

Additional nominations will be accepted by petition which must be submitted to the credit union office by February 16, 2026. See management for details and petitions.

At Lincoln Park Community Credit Union, we’re here to help you stay informed, protected, and financially strong — all year long.

-Your Lincoln Park Community Credit Union Team