The Built for Better Banking Newsletter - February 2023

Union State Bank News & Events

A hand holding a miniature house and keys hanging off one finger

$7,500 First Time Home Buyer Grants


Union State Bank has partnered with FHLBank Topeka to offer up to $7,500 in grant opportunities for qualified first-time home buyers.


Grant funds may be used for down payment, closing cost and repair assistance to first-time homebuyers earning at or below 80% of the area's household median income. 

Nicholas Moody

Moody Promoted to Vice President


Congratulations to Nicholas Moody on his promotion to VP / Commercial Lender. Moody, who offices out of USB’s Bartlesville, OK branch, has served as a commercial and ag lender since joining USB in 2020.


“I am honored and thankful to be a part of the USB family. Our staff and our customers make our bank truly special,” Moody said.


Butterflies in a field with dollar bill background

5 Ways to Spring

into Savings


When it's time to start planning ideas for spring flinging and summer fun, it helps if those activities don't send you (and the family finances) flailing. 


Our partners at Kasasa have five-tips to help you break free of the cabin fever, without breaking the bank.

Read More
Read More
Kasasa Blog
CD Special 9 month 3.80% APY 15 month 3.19% APY

Online Security Tip: Dating Scams

February, the season of romance. Between St. Valentine's Day and, if we're lucky, a day or two that hints of Spring like temperatures, it is easy to feel love is in the air. Unfortunately, it's also prime-time for cybercriminals and online dating scams.


Here’s how they work:


You meet someone special on a dating website. Soon they want to move off the dating site to email or phone calls. They tell you they love you, but live

far away — maybe for business, or in the military.


Then they ask for money. They might say it’s for a plane ticket to visit you. Or something urgent such as emergency surgery.


Scammers make fake dating profiles, sometimes

using photos of other people — even stolen pictures of real military personnel. They build relationships — some even fake wedding plans —

before they disappear with your money.


Here’s what you can do:


1. Stop. Don’t send money.

Never wire money, put money on a prepaid

debit card, or send cash to an online love interest. You won’t get it back.


2. Pass this information on to a friend.

You may not have gotten one of

these calls, but chances are you know someone who will get one — if they haven’t already.


Information courtesy of the Federal Trade Commision. ftc.gov/PassItOn

texting-girl-sm.jpg

Please Report Scams


If you spot a scam, please report it to the Federal Trade Commission.

• Call the FTC at

1-877-FTC-HELP

(1-877-382-4357)

or TTY

1-866-653-4261.

• Go online: ftc.gov/complaint


Your report can help protect other people. By reporting fraud, you can help the FTC’s investigators

identify the scammers and stop them before they

can get someone’s hard-earned money. It really makes a difference.

LinkedIn  Facebook  Instagram