August 5, 2026

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Step Up Rate Changes

The following interest rate change is effective for Step Up loans reserved on or after 8:30 AM, August 5, 2026:


  • FHA / VA / USDA to 6.75% from 6.50%
  • CONV to 7.125% from 6.875% 


Please visit Lender Online for loan reservations.


If you have any questions about this information, please contact Tony Lee tlee@ahfa.com.

Alabama Housing Finance Authority | www.AHFA.com