JULY 2024

Should we conduct our capital campaign concurrently with our annual stewardship program?


by Jill White

Church Building & Loan Foundation


“Honor the Lord with your wealth and with the first fruits of all your produce; then your barns will be filled with plenty, and your vats will be bursting with wine.”


- Proverbs 3:9-10


Your church has decided it’s time for a capital campaign to raise funds to address deferred maintenance or to repurpose your facility for a new and exciting ministry opportunity. But when should you hold the capital campaign?


A common opinion is to conduct the capital campaign at the same time as the annual stewardship campaign, and to many, this seems like a good idea. However, conducting a capital campaign concurrent with your stewardship campaign may not be a good idea for several reasons:


  • Timing for each campaign is different. Church Building & Loan Fund guided campaigns occur over 13 – 15 weeks. The annual stewardship program can take 3 months or more, depending upon the type of program the church conducts.
  • When conducted simultaneously, messaging around each campaign can be confusing. The annual stewardship program raises funds to support the church’s operating and mission budget, while a capital campaign raises funds for capital projects. When the campaigns are run concurrently unless the messaging is clear, the congregation is well-informed, and they understand how the campaigns are different, how and for what purposes the funds raised through each program will be used, confusion can occur and both campaigns are likely to suffer.
  • Rather than giving their best gift to both campaigns, members may divide their pledge across the two campaigns. Pledges to the operating budget are usually given from individual income. Pledges to a capital campaign often represent gifts from members' accumulated assets or things like real estate, vehicles, artwork, copyrights, appreciated stock, or sterling silver. Separating the campaigns with appropriate messaging will result in members giving their best gifts to both programs.

A capital campaign can be an enriching experience for the congregation. It allows the congregation's growth in faith, energizing spirit, and transformative generosity and mission to the community and world. For the congregation as a whole, a campaign can result in a deeper understanding of giving, helping to create a culture of generosity. For individual congregants, it can be the greatest faith-raising experience of their lives. Running the campaigns concurrently does not elevate the capital campaign to the special event it can be in the life of the church.


If you have additional questions or would like more information about conducting a capital campaign, please get in touch with Jill White, Lead Regional Mission Interpreter, UCC Church Building & Loan Fund, at whitej@ucc.org. For an overview of CB&LF’s Capacity Building Services, visit cblfund.org.

Jill White

Regional Mission Interpreter

Church Building & Loan Foundation

July 24

Narrative Budget: Telling Your Story by the Numbers


A narrative budget translates the line items of a traditional budget into a story of how your congregation makes a difference in the world. It can be a helpful tool for a stewardship campaign or annual meeting. By telling the story of our congregations' impact, we can inspire generosity in our donors.

Register for A Narrative Budget


August 28 - September 3

Best Practices

for Stewardship in Congregations


We will discuss the three practices most likely to increase giving in a local congregation: teaching about generosity, pastoral leadership, and online giving options. The webinar will examine why these practices matter and discuss how to implement them in a congregation.

Register for 3 Best Practices


October 23

End the Year Strong: Making the Most of Year End Giving


November and December can be the strongest months for giving in charities. How can we make the most of this generous time in our culture? The conversation will lift up ideas and messages to promote giving to congregations..

Register for Making the Most of Year End Giving

Check Out Cultivating Generous Congregations Seminar for the Fall


The CGC Seminar for pastors and leaders offers an opportunity to explore faithful, practical, and tested ways to promote generosity in our congregations. Be sure to recruit at least a team of two for this program. Changing the culture of your congregation requires more than one dedicated leader.


This is a virtual seminar hosted runs on the following Mondays: Sept. 23, Oct. 7, Oct. 21, Nov. 4, Nov. 18, and Dec. 2 from 7:30pm – 9:00pm Eastern. The registration fee is $300 (per team of two) and $150 for each additional team member.

Learn more or Register for CGC Seminar.

Year-Round Stewardship Resource

Promoting generosity throughout the year is the best way to teach giving and generate financial support for your ministry and mission. "Because of You" is a year-round stewardship resource with practical tools, sermon and worship guides, and faith formation activities for all ages.

Learn more at www.uccresources.com/generosity

Stewardship Campaign Videos
Planned Giving Videos
Stewardship & Generosity Resourcesy

Rev. Andrew Warner serves as a Generosity Outreach Officer of the national setting of the UCC. In that role he trains, coaches, and mentors conference and congregational leaders across the country to strengthen the culture of generosity in the UCC. 


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