8,000 Days: Envisioning Retirement in a New Way
In this quarter's featured article, Hartford Funds highlights a different way of thinking about retirement. Your retirement will most likely have different stages, and therefore, it is important to plan accordingly. Please contact your advisor at Stout Bowman & Associates today to review your personal financial plan.

TAKE A MINUTE TO VISUALIZE RETIREMENT. Try and picture everything you expect might occur. What exactly do you see?
Some of us might say images of packing up suitcases for yet another beach vacation. Then there are those who may envision carrying a new bag of clubs on their favorite golf courses. Others could perhaps envision holding onto their grandchildren's hands while walking around the local zoo. 

And that might be just about all a lot of us can possibly imagine. 

A Life in Four Parts 

A typical American life can be easily chopped up into four separate 8,000-day segments. Each lasts about 22 years. The first three (Growing, Learning, and Maturing) have been pretty much mapped out for us by society and traditions (FIGURE 1). Life events familiar to all of us help frame these unique time periods from birth until when we hit retirement (Exploring). Then it starts getting a little hazy. 

Figure 1

It doesn't have to be that way. 

Retirement is often talked about as an end. You might be focused on how to prepare for it, which is critically important. But if you're looking at retirement as the final goal, then you might not be preparing in the best way possible.

Click here to continue.
"Hack-Proof" Your Life - Just how hard is it for someone to hack into your life and steal your identity?
Paul Vollmar, financial advisor here at Stout Bowman & Associates, summarizes some key points and strategies to help protect your personal information in today's technology driven lifestyle.

In his review of "Hack-Proof Your Life Now!", Paul summarizes 18 different tips that you can follow to help protect your identify. Most importantly, you can implement these actions at practically no cost.

Click here to visit our website today for Paul's coverage on identify theft protection. 
30 Things About Life Everyone Should Learn Before Turning 30
Over 30? Before you disregard these life lessons, we found them to be groundwork for just about any age! 

Inc.  magazine covers 30 different life lessons around:
  • Self-development
  • Productivity
  • Relationships
  • Health
  • Career
  • Success

Click here to read more.
From all of us here at Stout Bowman & Associates, we thank you for the opportunity to serve as your financial advisors. We hope you enjoy a great fall! 


Stout Bowman & Associates
In This Issue
Quick Links
20 IRA Mistakes to Avoid
For successful IRA planning in 2017, check out Morningstar's 20 IRA mistakes to avoid.

Contact your advisor at Stout Bowman & Associates today for further guidance.
Upcoming Events:

Fall Parties!
This year, in lieu of our annual holiday parties in December, we're hoping to beat the holiday rush by hosting events in November for our clients and friends!

Invitations with specific information and RSVP details will be mailed in the coming months, but you can save the date now (all events scheduled from 5-7pm.)

11/8 - Shippensburg

11/13 - Palmyra

11/15 - West Shore

Financial Calculators

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Matthew A. Stout
Managing Partner
Marc E. Bowman
Managing Partner