Strategizing Financial Success: Navigating Advances on Paid on Issue vs. Paid with Premium vs. As-Earned Commissions in Life Insurance Sales


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"In the realm of life insurance, choosing between how you are advanced paid on-issue vs. paid with premium is a pivotal decision that shapes an agent's financial trajectory and client engagement strategies"

In the life insurance industry, the compensation structure for agents is a fundamental aspect of their financial management and operational strategy.. 


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What's New at Legacy

Making

mortgage protection

easier to sell


Term Made Simple is a simplified issue term to age 95 life insurance plan with 10, 15, 20, and 30 

year level premium periods. The premiums are guaranteed to remain level for the period selected.

Issue Ages (age last):               

Ages

10 year level premium     

Ages 18 – 75

15 year level premium     

Ages 18 – 70

20 year level premium     

Ages 18 – 65

30 year level premium     

Ages 18 - 55

Minimum Issue Limits:  

$50,000 face amount or $20.00 monthly premium (excluding riders), whichever is greater.

Maximum Face Amount: $500,000

Premium Bands:    

Band 1    Face amounts

$50,000 to $249,999

Band 2    Face amounts

$250,000 to $500,000

Underwriting Classes:  

Preferred Non-Tobacco

Standard Non-Tobacco & Tobacco


TMS Agents Guide...

Your one-stop-shop for high quality and real-time leads


LeadCENTER makes the process of acquiring and managing leads simpler than ever. It's your platform for growth, connecting you with leads from a variety of sources. Don't wait any longer.


Integrity Marketing Group is leveraging our buying prowess and bulk discounts, our “Buy-per-Lead” (BPL) model enables insurance agents to acquire fresh, quality leads at a low cost. This is why ILC is your single source for high quality leads that will help you grow your business.



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