How student benefits are affected when they travel out of country
two How long are students covered by student benefit travel plans?

Students studying in other countries may be away for eight or more months at a time.

Since our travel plans cover a maximum of 60 days of continual absence, it is the family's responsibility to determine and purchase adequate medical coverage.

Read the full article to find out more about coverage >
Cyber Liability Protection
As companies are faced with increased information security threats on a daily basis, businesses need their insurance coverage to respond to exposures that didn't even exist just a few years ago. With heightened awareness of privacy issues, new legislative changes, and ever more sophisticated criminal cyber-attacks around the globe, companies not only need to be protected from traditional exposures, but also from those that continue to emerge.

You should have a policy which provides both third party liability coverage and first party computer security coverage and includes the following:
  • Information security and privacy liability
  • Privacy notification costs
  • Website media liability
pillarsPillars of the Community
Earth Day Canada's 25th Anniversary "Earth Ball"
For 25 years, Earth Day Canada has inspired and activated Canadians of all ages to reduce our collective impact on the environment through innovative programming and campaigns. Today we are engaging individuals, schools and corporations to develop and execute these environmental initiatives - and together we celebrate the individual and collective achievement.

This Earth Day, April 22, 2016, join us in celebration of the past, present and future of Earth Day Canada as we toast our 25 year history, and go #BackToOurRoots. Our annual event hosts more than 400 business and environmental leaders in celebration of environmental achievement, while delighting guests in a culinary experience coupled with exciting entertainment.

Learn more and how you can participate >
If you would like to be recognized in this section of our newsletter or website, please forward a short article to Your content can include an introduction to your organization to help generate awareness; it can give a history; highlight your mandate; or even give details of an event. It's your space. We would love to help promote your organization and its initiatives!
pharmacyAsk the Pharmacist: Travel Medicine

If you are travelling outside of the country, the last thing you want is to put a damper on your trip by getting sick. Here are some tips to help you stay healthy during your travels.

Learn about:
  • How can you catch travel-related diseases?
  • Vaccines for preventable travel-related diseases.
  • Medications to prevent travel-related diseases.
And other preventative measures you can take to protect yourself while travelling internationally >
tipTip of the Month!
Why should I take a health kit when travelling?

A basic travel health kit is important no matter where you travel. First aid supplies and medications may not always be readily available in other countries or may be different from those available in Canada.

A good travel health kit contains enough supplies to prevent illness, handle minor injuries and illnesses, and manage pre-existing medical conditions for longer than the duration of your trip.

Check out what you should take and why and then print out the list for your next trip.
ASSOCIUM Divisionsdivisions
For over 30 years, ASSOCIUM Consultants continues to lead the industry in specialized human resource services and organizational development.

ASSOCIUM Benefits 

Our employee group benefits division, being in business since 1997, gives us the experience to provide customized alternative plans and reduce administrative costs for our clients, while quoting sustainable rates at start up - and at renewal.  

Our procurement services division launched in 1996 as an added source of assistance to the not-for-profit sector ( GAIN). Recently this service has been expanded to include private small business under the Advantage banner. Our goal is to help your organization access preferred pricing for products and services as well as resolve any purchasing issues you may encounter.
Supporting the success of Canadian organizations since 1984.