Submitting Loans for NJHMFA Employees

July 9, 2025

Lender Bulletin 2025-11

Attention Lenders:

Participating Lenders must take the following step when submitting a loan for a

borrower who is a New Jersey Housing and Mortgage Finance Agency employee:

A new "NJHMFA Employee Loan" checkbox has been added to the loan entry

screen in the Lender Portal. Click here to review the update in the portal.

This checkbox must be selected at the time the loan is reserved or submitted for

review. Selecting this box flags the file for internal handling and ensures NJHMFA can apply the appropriate confidentiality protocols for NJHMFA employee loans.

This process applies to any borrower employed as a temporary or permanent employee of the New Jersey Housing and Mortgage Finance Agency, not all NJ State employees.

If you have questions about identifying NJHMFA employees or the proper use of the

“NJHMFA Employee Loan” checkbox, please contact the NJHMFA Single Family

Team at sflenders@njhmfa.gov.

Questions? Need Help?

If you have questions about one of our loan products or need help with a loan in the Lender Portal system, please e-mail your requests to SFLenders@njhmfa.gov.

Access Forms, Checklists, Policies, Previous Lender Bulletins, and More at the Lender Resources Page: www.njhousing.gov/lenders/lenderportal

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New Jersey Housing and Mortgage Finance Agency | 609-278-7400 | NJHousing.gov