Muskegon Co-op Federal Credit Union on Peck Street before the drive through.

Our mission:

Route 31 Credit Union goes the extra mile to help members of our community achieve success through life’s financial twists and turns.

Find your path forward with Route 31 Credit Union

Learn More at Route31CU.com

Anniversary CD Special

Some restrictions apply for this explosive CD special. Click below for details.

CD Special

No Closing Costs for a Home Equity Loan Promotion Begins July 15th

Click Here for Details

Exciting Changes Coming to Secure Checking

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Get a Free Stanley Tumbler with a New Secure Checking Account

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Please Welcome Our New Employees! 

Ashley G.


Ashley G. has joined the credit union as our Vice President of Operations. Ashley has over 23 years of experience in the financial industry. She has experience in managing operations, business development, human resources, training, compliance, member service, budgeting and expense control. She also has experience developing marketing strategies, organizing community events and volunteering in the community. She attended Western Michigan University.


Please join us in welcoming Ashley!

Sara B.


Sara joins us as a contact center representative at our Terrace office. Sara has 5 years of customer service experience. She graduated from Fruitport High School and is attending Muskegon Community College.


Please join us in welcoming Sara!

Joey S.


Joey joins us as a teller at our Terrace office. Joey graduated from Holton High School, went to the Career Tech Center and attended Muskegon Community College. He is excited to get into the world of finance and serve the Muskegon area.


Please join us in welcoming Joey!

Please Welcome Our New Employees! 

Apply Today

Podcast "The Extra Mile"


Listen to our Podcast "The Extra Mile", which highlights local businesses and community leaders.


Check out our most recent interviews with Dan Heimler from Watchdog Cyber, Paul Jachim from Unruly Kitchen and our CEO, John Rupert.

Save Small, Win Big!

The lucky winner of our first quarter credit union drawing for $100 for the Save to Win program was Ozean Moore III!


Congratulations, Ozean!


Open a Save to Win account today!

Open a Save to Win account with just $25 and for each $25 deposit you make, you will earn a chance to win monthly and quarterly prizes.


  • Route 31 Credit Union has a drawing each quarter for a $100 prize! So, 1 Route 31 Credit Union member will win each quarter.
  • The statewide drawing has monthly and quarterly prizes ranging from $25-$5000.
Click Here for More Information

MEMBER TESTIMONIALS

We appreciate when our members give us a good review on Google. If we have helped you in any way or you had a good experience with our credit union, please give us a good testimonial on Google. We strive to provide the best service to our members.


If you have an issue or did not have a good experience, please contact us directly. We want to make it right.

Give us a review on Google

Holiday Closings

Hours & Locations

Love My Credit Union Rewards

Route 31 CU | 231-726-4871 | Route31CU.com

715 Terrace Street, Suite 101, Muskegon, MI 49440

& 1920 E. Laketon, Muskegon, MI 49442

NMLS #472323

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