Event held at our Titainum Sponsor:

Golden State Finance Authority Offices

1215 K St. 16th Floor

Sacramento, CA 95814

Tackling the ongoing challenge of housing affordability in California requires innovative and effective products and services – from financial assistance programs to counseling and education – from supportive infrastructure components to new concepts for construction or equity sharing. Join us at the upcoming Symposium as we explore solutions, share ideas, and discuss experiences and lessons, to drive us towards future success together.


9:30 a.m. - 9:45 a.m.

Welcome & Introduction

Mary Ellen Shay, Executive Director, CAL-ALHFA

9:45 a.m. - 10:30 a.m.

WISH Down Payment Assistance Grant

Learn how FHLBank San Francisco partners with its member financial institutions to open doors to affordable and sustainable homeownership opportunities for first-time homebuyers, up to $29,172 to eligible households.


Carolyn Sunseri, Director of Marketing & Stakeholder Relations,

Golden State Finance Authority


Irise Tam Bailey, Director, Homeownership Programs,

Federal Home Loan Bank of San Francisco

Dyke Mundy, Vice President Home Mortgage Sales Manager at Tri Counties

Curtis Miller, Director of Community Lending and Investment at Neighborhood Partnership Housing Services (NPHS)

10:30 a.m. - 11:00 a.m.

Broadband For All Californians-Initiatives in Motion

Hear about programs, funding and local government initiatives in motion to support the newly signed SB 156 – Broadband For All Californians and the life-changing implications associated with providing access to quality broadband in homes, schools and places of employment.


Tracy Rhine, Senior Policy Advocate, Rural County Representatives of California (RCRC)

Michael Mullaney, Communications Advisor, California Public Utilities Commission (CPUC)

11:00 a.m. - 11:45 p.m.

3D Printed Homes: A New Concept in Affordable Housing

Emergent 3D is a California-based construction company implementing cutting-edge construction robotics to create beautiful, dignifying, fire resilient and energy efficient homes and commercial buildings. Learn about Emergent 3D's completed California 3D printed projects and how this new technology is helping to addresses some of the challenges facing affordable housing in California: a limited and shrinking construction workforce, lack of interest in the trades by emerging generations, rising construction costs.


Don Ajamian, CEO, Emergent 3D

Matthew Gile, Founder & Chief Visionary Officer, Emergent 3D

11:45 a.m. - 12:30 p.m.

Hosted Buffet Lunch

12:30 p.m. - 1:15 p.m.

Limited Equity Housing Cooperatives

Learn about this unique homeownership model in which residents purchase a share in a development (rather than an individual unit) and commit to resell their share at a price determined by formula—an arrangement that maintains affordability at purchase and over the long term.


E. Kim Coontz, Executive Director, California Center for Cooperative Development (CCCD)

1:15 p.m. - 1:45 p.m.

NeighborWorks® Affordable Housing Programs

For over 35 years, NeighborWorks Sacramento has partnered with underrepresented communities to build healthy, sustainable, and equitable neighborhoods, through education, counseling, housing development and advocacy work. Listen as they share their experience, challenges, and vision for the coming year.


Caroline Haynes-Thomas, Director of Housing, NeighborWorks® Sacramento Region

Alicia Yebra, Bi-lingual HUD-certified Senior Housing Counselor NeighborWorks® Sacramento Region

Sara Lewis, Housing Counselor / Loan Originator NeighborWorks® Sacramento Region

1:45 p.m. - 2:30 p.m.

Maximize Purchasing Power with GSFA Down Payment Assistance

Markets change, interest rates fluctuate, but year-after-year, saving for a down payment remains one of the top challenges for both new homebuyers and those returning to homebuying in California. Hear from statewide housing finance entity, GSFA, as they spotlight a brand-new Down Payment Assistance Program, coming this Spring/Summer, designed to help both low- and moderate-income borrowers achieve homeownership.


Carolyn Sunseri, Director of Marketing and Stakeholder Relations, Golden State Finance Authority

Danh Nguyen, Program Administrator, Golden State Finance Authority

1:30 p.m. - 2:00 p.m.

Closing and Acknowledgements

Wendy Dewitt, President, CAL-ALHFA and Mary Ellen Shay, Executive Director, CAL-ALHFA


9:00 a.m. - 9:05 a.m.

Welcome & Introduction

Wendy Dewitt, President, CAL-ALHFA and Mary Ellen Shay, Executive Director, CAL-ALHFA

9:05 a.m. - 9:15 a.m.

CPUC Solar Value Ruling

Sean Armstrong, Redwood Energy

9:15 a.m. - 9:45 a.m.

Market Forces and Community Objectives 2023

Larry J. Kosmont, CRE, Chairman/CEO Kosmont Companies

10:00 a.m. - 11:00 a.m.

New Rules, New Tools: Housing Policies and Public Agency Investment Toolkit.

How the passage of AB2011 and other new laws will affect local housing and economic development, and how to use existing tools to maximize advantage.

Larry J. Kosmont, CRE, Chairman/CEO and Joe Dieguez, Sr. VP, Kosmont Companies

New tools and financing source for projects (case studies of communities using new tools)

Jon Goetz, Meyers/ Nave

New and existing density statutes

11:00 a.m. - 12:30 a.m.

The Housing Accountability Act and its Implementation,

with Special Emphasis on the Surplus Lands Act.

A candid discussion of how state mandates are being implemented locally,

and how they might be improved.


David Eisenman, Merritt, Community Capital Corporation


David Zisser, Assistant Deputy Director, Dept. of Housing and Community Development

Karen Tiedemann, Attorney, Goldfarb and Lipman, LLC

Complying with the HAA/SLA, what to watch out for

Larry Kosmont, CRE, Chairman/CEO Kosmont Companies

Implementation approaches to SLA and related strategies

Learn More

12:30 p.m. - 1:15 p.m.

Keynote Address: Senator Scott Wiener

Elected in November 2016 and reelected in 2020, Senator Scott Wiener represents District 11 in the California State Senate. District 11 includes all of San Francisco, Broadmoor, Colma, and Daly City, as well as portions of South San Francisco.

In the Senate, Senator Wiener works to make housing more abundant and affordable, invest in our transportation systems, and increase access to healthcare.

1:15 p.m. - 2:00 p.m.

Hosted Buffet Lunch

2:00 p.m. - 3:00 p.m.

State Housing Program Update


Sasha Hauswald, Assistant Deputy Director, Division of Financial Assistance, HCD

Tiena Hall, Executive Director, CalHFA

Anthony Zeto, Deputy Director, TCAC

Nancee Robles, Executive Director, TCAC/CDLAC

3:00 p.m. - 4:00 p.m.

State Legislative Update

Presentations by:

Lisa Engel, Assembly Housing Committee

Alison Hughes, Senate Housing Committee

Followed by round table discussions with legislative advocates:

Marina Waint, California Housing Consortium

Mark Stivers, California Housing Partnership

Jordan Carbajal, Legislative Advocate, Ca YIMBY

Thank you to our sponsors:

CAL-ALHFA was established in 1989 to represent local housing professionals and agencies in the California State legislature and State housing programs. We also work on housing issues at the federal level. CAL-ALHFA is a non-profit organization with a broad based membership including public and private agencies which develop, finance, and administer programs to create affordable housing in California.