IIAMT Membership Renewals are in Full Swing! 

IIAMT memberships renewed July 1. Thank you if you have already completed your updated renewal application. If you haven’t had the chance yet, you still have time! Please click here for the 2025-2026 application and send your completed form to education@iiamt.org. 

IIAMT Celebrates Major Federal Win for Independent Agencies

The U.S. Senate has passed the “One Big Beautiful Bill Act,” permanently extending the 20% 199A tax deduction for pass-through entities—a major victory for independent insurance agencies.

With 86% of agencies structured as pass-throughs, this win directly supports your bottom line.

Donate to National InsurPAC

Live Webinar: “Adapt and Thrive: Managing Emerging Risks in a Shifting Insurance Market”

August 5, 2025 | 8 AM | Online Webinar

Explore climate risks, cybersecurity, workforce trends, and ESG pressures affecting underwriting, claims, and compliance. Learn strategies like predictive analytics and Insurtech partnerships. Earn 1 CE Credit (Other General) in CO, MT, WY, TX, and more. Free for IIAMT members.

Register now | Set up your free Institutes account

New IIAMT Resources:

2025 Montana P&C Insurance Marketplace Summary: Annual overview of Montana's insurance landscape.

Trusted Choice Legal System Abuse Toolkit: Materials explaining the impact of legal system abuse on insurance costs.

Montana Insurance Commissioner Issues Advisory on Wildfire Risk and Property Insurance

Helena, MT – Montana Commissioner of Securities and Insurance, James Brown, has issued a formal advisory reminding property and casualty insurers that they cannot unfairly deny or refuse to renew property insurance based solely on wildfire risk—unless a property faces a significantly heightened threat. This action follows consumer complaints about insurers denying coverage in areas not directly impacted by wildfires, including within city limits. Brown emphasized that each insurance decision must be based on individual property risk, not broad geographic assumptions. The Commissioner’s office encourages affected consumers to report unfair practices and is committed to enforcing compliance with state law.

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Are Insurance and Bank Underwriting More Alike Than We Think?

Scott Freiday, InsurBanc Division Director

On the surface, insurance underwriting and bank lending underwriting may seem like they operate in completely different arenas—one deals with coverage, the other with credit. But dig a little deeper, and surprising similarities begin to emerge. This article explores the shared principles, tools, and challenges that connect underwriting practices across these two industries to help agencies prepare to access to capital as a growth tool.

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