PERSONNEL UPDATE

Your Credit Risk Management Partner Since 1984

T. Gschwender & Associates, Inc. (TGA) is pleased to announce the addition of the following personnel to our team:

John Piszak John has comprehensive banking expertise gained from over 45 years as a top level executive. He was the Chief Credit/Risk Officer and Executive Vice President at Fidelity Bank in Pennsylvania, from which he retired. His impressive credit background includes: senior manager in charge of all commercial and consumer lending as well as member of top management team who oversaw credit policy, compliance and loan review .

Steve Ambrose As a bank executive with nearly 40 years in the industry, Steve joined TGA after his recent retirement from Five Star Bank, where he was the Senior Vice President/Loan Review/Workout Group Manager. Our clients will benefit from Steve’s broad depth of knowledge and vast expertise in the areas of: commercial banking, loan review, credit audit, workout, collections, appraisals, and environmental-related loans. Steve is also a past President of the Rochester, NY chapter of Bank Administration Institute and an instructor for the Rochester chapter of the American Institute of Banking. 

Scott Rose Scott is a highly regarded financial professional with over 30 years in the field. He has a strong credit background with a focus on small business, government, large corporate and not-for-profit lending. Most recently, Scott was the Vice President/Relationship Manager for Government Banking at First Niagara. He also gained valuable expertise from his many years with Key Bank and JP Morgan Chase/Chemical Bank. Scott is a proud U.S. Marine Corp veteran. 

About Us T. Gschwender & Associates, Inc. (TGA) is a veteran owned privately held firm established in 1984. TGA provides credit risk management services to banks and credit unions. Services include Independent Loan Review, Underwriting Support, Appraisal Reviews, Loan Workout, Allowance for Loan & Lease Losses (ALLL) Preparation and Review, and Stress Testing of Income Producing Commercial Real Estate (IPCRE) Loans and Portfolios, to name a few. TGA Credit Consultants have extensive banking, corporate management and regulatory experience, bringing significant expertise and practical guidance to our clients. TGA currently employs over 25 staff and consultants who provide distinctive quality and excellent customer service to financial institutions across the Northeast.