Your Credit Risk Management Partner Since 1984
We are excited to announce, that after a thorough search, TGA has subscribed to a Current Expected Credit Losses (CECL) compliant model. The model was developed with an accounting firm's oversight to ensure it met CECL requirements. The model pulls loan balances and historical losses directly from call reports, eliminating the need to connect the model directly to your core system. This significantly eliminates the risk of borrower information being compromised.
TGA is now ready to:
  • Prepare CECL compliant ALLL Reports on a quarterly basis for our loan review clients, resulting in significant time savings for the Credit Team. In addition, this brings "independence" to your ALLL process.
  • For our non-loan review clients, we can review and validate your ALLL using our CECL model to meet this regulatory annual review requirement.

If you are interested in learning more, please contact us. Have a great 4th of July week!

Bo Singh, President
T. Gschwender & Associates, Inc.