|
(As reported by MHI.)
Just yesterday, the Senate Banking Committee advanced the Renewing Opportunity in the American Dream (ROAD) to Housing Act of 2025, a large bipartisan housing bill aimed at expanding the nation’s housing supply, improving housing affordability, and increasing oversight and efficiency of federal regulations and housing programs.
The bill contained eight distinct titles with related bills for each title included as sections. Manufactured housing received its own title, Title 3 – Manufactured Housing for America, with four related bills included as sections.
The prominence of having a separate title and being in the top three titles of the bill highlights Congress’s support for the industry. There are four sections to Title 3, and MHI’s proposal to remove the statutory language requiring manufactured homes to be built on a permanent chassis is the first (Section 301).
Sections 302 and 303 focus on FHA financing for modular construction projects and Accessory Dwelling Units.
Section 304 includes language making the PRICE program, which was a congressional earmark intended to preserve manufactured housing communities, a permanently authorized program. The language regarding eligibility of grant recipients is problematic, and MHI is working to address that as the legislative process continues.
In addition to the manufactured housing bills of Title 3, the ROAD to Housing Act also included legislative solutions for overcoming local zoning challenges, making small dollar financing more available, incentivizing homebuilding, and building more homes in rural areas and opportunity zones, among other things. Click for a section-by-section viewing of the bill.
The bill was passed by a unanimous vote and will now go to the full Senate for consideration. The House of Representatives has not yet moved on a similar package.
| 
