June 2016 Newsletter
Home Buyer Webinars Recap
In recognition of National Homeownership Month , TSAHC offered free home buyer webinars every Wednesday in June. We're pleased to report that 369 individuals participated in these webinars and learned the 10 steps to buying a home.

Missed the webinar or want to share it? Click here for a link to the recording (you will be asked to enter your name and e-mail address to view the recording.)Text Link  
Texas Statewide Homebuyer Education Program Training
August 22-26 in Houston
We're pleased to announce that registration for the next round of housing counselor training is now open to nonprofits, local government entities, and community-based organizations. TSAHC has contracted with NeighborWorks America to offer the following courses:

HO250: Homeownership Counseling Certification - Principles, Practices & Techniques (Monday-Friday)-$100 

HO211: Credit Counseling for Maximum Results (Monday-Wednesday)-$75

Thank you to our sponsors for this training!

Affordable Communities of Texas Properties Available for Redevelopment   
As part of the Affordable Communities of Texas program, TSAHC operates a land bank with 398 properties statewide. We are actively seeking local partners to assist us in converting the properties listed on our web site into affordable housing opportunities.

We encourage local partners to specifically consider the following sites for development.    
Upcoming Events
July 5 at 10:00 a.m. - Monthly webinar for housing counselors on TSAHC Homeownership Programs. Registration

July 12 at 10:00 a.m. - Webinar for housing counselors and REALTORS® on Wells Fargo's "Hands on Banking" tool conducted by TSAHC Board Member Jerry Romero. Registration

July 25 at 10:00 a.m. - "Overcoming the Down Payment Hurdle" course hosted by the Texas Association of REALTORS® in Austin (1115 San Jacinto Blvd., Suite 200). The free, interactive session is offered remotely at any local REALTOR® association office and provides one credit of mandatory continuing education (CE). Contact the Texas Association of Realtors® at 800-873-9155 to register. 
TSAHC Attends Southwest Border Colonias Conference

Policy experts, housing professionals, financial institutions, nonprofit organizations, and colonia residents convened to examine housing and sustainable development issues in the border region and explore solutions to ongoing challenges. 

Conference presentations covered three themes: (1) access to safe and affordable housing, (2) investment in people and communities for upward mobility, and (3) resilience in response to environmental and economic changes.

We invite you to visit the conference web site for links to the presentations where available, and visit the Federal Reserve Bank of Dallas' Community Development Department web site dedicated to Texas colonias. 

In honor of National Homeownership Month, TSAHC did a blog series this June highlighting our homeownership programs. Below are excerpts from those blog entries. We invite you to drop by On The House as we explore important issues, provide an inside look into our programs, and share other valuable resources.  
Texas' Housing Shortage Makes Down Payment Programs More Important than Ever
There’s a housing shortage in Texas, and it’s affecting younger, first-time and lower-income buyers the most. That’s because, although there are fewer homes available to buyers at all income levels, it's starter homes that are in the shortest supply.
TSAHC Homeowner Spotlight: Meet Michelle McDonald
This week, we are turning the spotlight to Michelle McDonald, a teacher who lives in the small community of Sanger in North Texas. She used TSAHC's programs to purchase a home and received a free mortgage payment as part of our Mortgage Free Monday promotion last year. We asked her a few questions about being a new homeowner. 
What Does It Take to Qualify for Down Payment Assistance?
It may be easier than you think! There are several misconceptions about down payment assistance programs, including the belief that programs are only available for first-time home buyers and that programs aren’t available in your community. But the truth is there are many programs available, so you may be eligible for assistance without even realizing it.
Why Every First-time Home Buyer Should Ask About a Mortgage Credit Certificate
Established by Congress as part of the Deficit Reduction Act of 1984, the Mortgage Credit Certificate is a dollar-for-dollar federal income tax credit equal to a percentage of the interest a homeowner pays on their mortgage loan. Homeowners with an MCC can take an annual tax credit of up to $2,000.
 ( 877) 508-4611 |  www.tsahc.org