June 2017 Newsletter
Bringing Home Into Focus
TSAHC 2016 Annual Report
Our latest Annual Report entitled "Bringing Home Into Focus" is now available on our web site.

Since 1994, we have been creating housing opportunities for deserving Texans by implementing successful programs, developing valuable partnerships, leveraging resources and adapting to changes in the industry.

As you will see in the report, one thing has remained the same -- our focus on creating safe, decent and affordable housing for low and moderate-income Texans.

We are honored to have assisted so many families in 2016 and are continually proud of our collaborations with housing industry professionals that make these accomplishments possible.
Help Your Clients Save Up To $2,000 Every Year
All month long we've been spreading the word about our Mortgage Credit Certificate (MCC) Program as part of Homeownership Month.

The MCC Program is a tax credit that gives eligible first-time buyers the ability to save up to $2,000 each year on their income taxes.

We encourage you to use the below information, resources and marketing materials to help educate your clients about the benefits of the MCC Program.

MCC Benefits
  • A savings of up to $2,000 every year as a special tax credit
  • Exclusively for first-time buyers or those who have not owned a home in the past three years
  • No minimum credit score or maximum DTI requirements
  • May be used with any fixed-rate loan product
  • May be combined with TSAHC's Down Payment Assistance grant
  • FREE for Texas Heroes also using TSAHC's Down Payment Assistance

MCC Resources & Marketing Material
Thank You for Supporting TSAHC
TSAHC would like to thank and recognize the following for supporting our mission to provide safe, decent, affordable housing for all Texans.  

Frost Bank provided TSAHC a $2,500 grant to support training for housing counselors this July as part of the Texas Statewide Homebuyer Education Program (TSHEP). TSAHC administers TSHEP in partnership with the Texas Department of Housing and Community Affairs, the state agency legislatively responsible for the program.
The below donations are sponsorships for the Texas Financial Toolbox, an online resource that connects Texans with home buyer and financial education providers in their communities.

$500 Sponsorship Level
$100 Sponsorship Level

Kay Haggard, REALTOR®
Trellis Real Estate LLC

Interested in supporting TSAHC? Click here to learn about how your donation will support our mission to provide affordable housing opportunities to Texas families.
Upcoming Events
July 6 from 9:00 a.m. to 4:00 p.m. - United Texas: Texas Affordable Housing Specialist class at Houston Association of REALTORS® Central (3693 Southwest Freeway
Houston, TX). Contact the Texas Association of REALTORS® at 800-873-9155 or by email to register.

July 14 at 11:30 a.m. - "Overcoming the Down Payment Hurdle" class in Dallas, Texas. The free, interactive session provides one credit of mandatory continuing education (CE) for REALTORS®. More Information and Registration

July 24 at 10 a.m. Statewide broadcast of the "Overcoming the Down Payment Hurdle" class hosted by the Texas Association of REALTORS® in Austin. The free, interactive session is offered remotely at any local REALTOR® association office and provides one credit of mandatory continuing education (CE). Contact the Texas Association of REALTORS® at 800-873-9155 or by email to register.   

July 24 - 28 - Texas Statewide Homebuyer Education Program (TSHEP) at the Federal Reserve Bank of Dallas. TSAHC administers TSHEP on behalf of the Texas Department of Housing and Community Affairs, the agency legislatively responsible for the program. 

July 26 at noon - "Learn the 10 Steps to Buying a Home" webinar. Learn everything you need to know about the home buying process in this free consumer webinar. Registration
Below are June 2017 excerpts from On the House, a blog TSAHC launched in 2014 on affordable housing topics. We invite you to drop by On the House as we explore important issues, provide an inside look into our programs, and share other valuable resources.  
The State of Housing in Texas
The national housing market is finally returning to normal nearly a decade after the foreclosure crisis, but affordability problems persist at near record levels. That's the main takeaway from "The State of the Nation's Housing 2017" report released last Friday by the Joint Center for Housing Studies of Harvard University.
How to Protect Low Income Families in Changing Neighborhoods
Loosely defined as the arrival of wealthier people in an existing urban district and the related increase in rents and property values, gentrification is one of the most hotly debated urban development topics.
A Closer Look at Who Lives in Affordable Housing
A frequent question housing professionals get is, "who exactly lives in affordable housing?" A recent U.S. Department of Housing and Urban Development (HUD) report helps answer this question with tenant-related data collected in 2014.
What Would You Do with an Extra $2,000 Every Year?
June is National Homeownership Month, and we want to take this opportunity to educate first-time buyers about our Mortgage Credit Certificate (MCC) Program, which can save you up to $2,000 every year on your income taxes and put more of your hard-earned money back into your pocket. 
888-638-3555  |  www.tsahc.org