Deadline to Enter - Monday, 9/27
The Entrepreneur Pitch is a great way to get the capital you need to expand your business or start a new one.

The Chamber and EQT are giving away


To local business people to start a new business or to expand an existing business in a new direction.
Watch these videos to learn more about the Entrepreneur Pitch
Marah and Sheena give an overview of how the Entrepreneur Pitch works
Marah Utt tell us how winning the Entrepreneur Pitch in 2019 helped North Street Boutique expand their line.
Sherrie Stalder explains how the Entrepreneur Pitch helped Stalder's Creamery get more freezer space.
Friday 9/24

2 PM - W.A.T.C.H. Meeting at St. Vincent De Paul in New Martinsville

5 PM - Magic: The Gathering - Midnight Hunt Launch Event at The Arcane Games Store

Saturday 9/25

9 AM - 1 PM Free Tire Collection 242 North St in New Martinsville

Noon - 11 PM United Way, Oktober Fest - Wheeling, The Plaza on Market

Saturday 9/25 - Sunday 9/26

RegattaFest in Downtown New Martinsville

Monday - 9/27

Deadline to submit your application for the Entrepreneur Pitch to win up to $3000!

Tuesday - 9/28

7 PM - Twin Kennedy performs at the Gaslight Theater in Sistersville.
Money. Let’s talk about money! Where is it when you need it?! No one can dispute that we’ve been hard hit both personally, financially, and professionally as a result of the COVID-19 pandemic. And you’ve probably heard a lot about the money that has been made available to businesses to help lessen the financial blow and to help keep small businesses afloat. Where is that money, you ask and how do I apply for it?
There is one loan, in particular, that is very easy to apply for at incredibly low-interest rates and incredible terms. The loan is called the COVID-19 Economic Injury Disaster Loan (EIDL) Program. This loan is offered by the Small Business Administration and is aimed at helping small businesses impacted by the pandemic.
This Federal small business loan program supports small businesses’ recovery from the COVID-19 disaster’s economic impacts by providing accessible and borrower-friendly capital.
Program Highlights
For loans $25,000 or less: No fees if applying directly through SBA
For loans greater than $25,000: One-time $100 fee for filing a lien on borrower’s business assets plus costs to file a lien on real estate when applicable
For loans greater than $500,000 where SBA is taking real estate as collateral: One-time $100 fee for filing a lien on borrower’s business assets. Additionally, the borrower will be responsible for
If the small business is a first-time COVID EIDL applicant, complete the following steps to apply:

1.       Confirm eligibility (review FAQs and below Loan Eligibility section)
2.       Complete Intake Form
3.       Sign up to create portal username via SBA email invite
4.       Complete portal steps and submit relevant documents
5.       Respond to SBA requests for signature, confirmation, and documents

The average SBA decision timeline for $500,000 or under is several weeks.
Uses of Proceeds
Working capital to make regular payments for operating expenses, including payroll, rent/mortgage, utilities, and other ordinary business expenses, and to pay business debt incurred at any time (past present, or future)
Payment Deferment
Payments are deferred for the first 2 years (during which interest will accrue), and payments of principal and interest are made over the remaining 28 years. No penalty for prepayment.
Interest Rate
Businesses: 3.75% fixed
Private nonprofit organizations: 2.75% fixed

Marcy Riley, owner of The Cellar Door Primitives in New Martinsville has this to say about the loan, "Applying for the EIDL Loan was extremely easy. I was assigned a personal loan consultant who walked me through the entire process. The money was available to use in my account within two weeks."
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