Newsletter Issue: Vol 8 Issue 12
December 2019
Wishing you and your family and friends a wonderful holiday season.

Amy, Nancy, Phil, Kristin, Mitch and Linda
Dreaming of Retirement?  
Which states are the most tax-friendly to retirees? How a state treats Social Security income is often pivotal. MarketWatch gives you a list.
REAL ID and Your Drivers License  
October 1, 2020 will be here soon enough. Do you have questions about REAL ID and your driver's license? Information can be found at this Department of Homeland Security website .

For specific state licensing information, visit your state’s DMV website. For our close-in localities visit:
Monthly Economic Update  
The S&P 500 rose 3.4% in November and attained a series of record closes in the process. Job creation improved, and consumer spending lived up to market expectations; consumer confidence and business activity, not so much.
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