Newsletter Issue: Vol 7 Issue 1
January 2018 
In This Issue
tax word
How the Tax Reforms Will 
Take Effect
When President Donald Trump signed the Tax Cuts & Jobs Act into law in December, some key details of the Internal Revenue Code abruptly changed on January 1.
As part of the plan, on January 1, the federal estate tax exemption doubled; and the standard federal income tax deduction nearly doubled.
Workers may not see changes to their paychecks until February because the Internal Revenue Service needs to release new withholding tables. Those tables are slated to appear in January. 
Read more here

And if you're wondering what deductions may disappear in 2018 - here is a partial list of the itemized deductions unavailable in 2018.
2018: The Fruit Salad Year
fruits.jpg This is the time of year the pundits tell us what's coming for the year ahead, what styles will be in, where the economy is headed, what the hit summer movie will be. I claim no ability to see what's coming tomorrow. But it's fun to take stock of where we are and where we're headed. So I'm looking at 2018 as a fruit salad.
Kristin Rodriguez       
laptop-couple.jpg Everyone is Talking About Bitcoin 
When will the cryptocurrency bubble burst? Investors are excited about bitcoin - perhaps too excited.   

Registered Representatives. Securities offered
through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representatives, Cambridge Investment Research Advisors, Inc. a Registered Investment Advisor.  Cambridge and Symphony are not affiliated.
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January Quote
"Don't worry about the world coming to an end today. It's already tomorrow in Australia."
~ Charles M. Schulz
Monthly Economic Update
Financially speaking, the last month of 2017 was also the year's most newsworthy. Congress reformed federal tax law to a degree unseen since the 1980s, the Federal Reserve raised the benchmark interest rate, and bitcoin took its investors for a wild ride.
Generational Financial Review
Free initial financial consultation for your 
adult children. See what Symphony Financial can
do for your whole family.
Disclosure: Fees may apply in the future or with investments made.
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