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Long Term Care Center

To assure you get the best available products and services in this highly challenging special area, we created the Long Term Care Center.  We hope you find it as helpful as possible in expanding the profitability and value of your practice.
  
   
LTC Support Desk

(877) 876-5553


 

When you call our LTC Support desk at you will speak to a LTC specialist which will provide you with the best available product knowledge and support.

 

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Brokerworld Magazine's

DAI

June2011

Long-Term Care Insurance Buyer Study

 

Individuals who purchased long-term care insurance protection in 2010 continued to favor limited duration policies according to research by the American Association for Long-Term Care Insurance the national trade organization.   According to data gathered on 153,000 new policies, over half (57.1%) of purchasers selected policies with a Benefit Period of 4-years or less.

 

"Limited duration policies continue to become the preferred choice of many consumers who benefit from their lower cost and are willing to assume some of the risk for a catastrophic long-term care event," states Jesse Slome, AALTCI's executive director.  According to the Association's annual study of new policy sales, 52.2 percent of buyers opted for a Benefit Period of 4-years or less in 2008.

 

...In addition, newer product design features such as the "shared care" option allow couples to purchase more affordable limited-duration policies and still be protected if one spouse requires care for longer than provided by their own policy."  According to the Association, over three-fourths of individual long-term care insurance policies are purchased by couples.

The Association research revealed a slight increase in the age of buyers, a reversal of the trend towards younger buyers.  ... In 2010, some 80.7 percent of buyers were under the age of 65 compared to 84 percent in 2008.... 

 

The complete findings will be published in the Association's 2011 Long-Term Care Insurance Sourcebook.

 

Click here to request a copy of the 2011 LTC Source Book

The DAI LTC Support Desk

Our Long-Term Care Insurance Support Desk is your comprehensive resource. Find the most current information including long term care insurance costs, ways to save, tax deductibility rules and long term insurance companies and their ratings.

 

Request a free, no-obligation cost comparison today. Costs can vary significantly from one long term insurance company to another.  It pays to compare - the yearly savings can be substantial. 

 

The NAIC's Shoppers Guide to Long Term Care has been revised. Click here to see the new consumer guide.

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DAI
22 South Main Street
Rochester, NH 03867
800-777-0061