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Digitizing Savings Groups: Five Steps That Cannot Be Skipped

By Eric Kaduru, Vidhya Sriram, Maria Liu


Over the past several years, CARE has run 10 digital savings group pilots across eight countries. The results show that when programs invest in the foundations that make digital tools usable and trustworthy, digitization can open real pathways to finance.

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From Regulatory Progress to Real Access for Refugees

By Micol Pistelli, Joana Silva Afonso


As more countries open legal pathways to financial inclusion for refugees, implementation challenges and digitalization are emerging as the next frontier. A new UNHCR comparative analysis of 79 countries sheds light on these challenges and their implications for financial inclusion.

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It’s Still Not Magic: Framing the Risks Facing Financial Services in the Gen AI Era

Centre for the Study of Financial Innovation (CSFI) | May 2026

As AI reshapes financial services and society, opportunity and risk are becoming increasingly difficult to separate. This report introduces a new framework for understanding AI risks by examining the trade-offs that shape its development and use.