EXTENDED: Save $500 On Mortgage Closing Costs
Looking to refinance or buy a new home this year? Check out your hometown credit union for great rates and local loan servicing — plus great savings.

  • Terms up to 30 years available
  • No PMI required for up to 80% loan-to-value
  • No prepayment penalties
  • 30 day rate lock after Secondary Market approval
Thanks for joining us at the Annual Meeting

Thank you to the member-owners who showed their support for the credit union at this year's Annual Meeting. For those who couldn't make it, we hope to see you next year!
Coming Soon: Live Debit Card Updates

Ever wished you could get real-time updates on your checking account balance after you make a purchase with your Falls Catholic debit card?
Starting soon, you can! Debit transactions will be immediately reflected in your account, so you can see pending transactions in home banking and get your real-time available balance. We'll let you know when this new, more-efficient debit processing will officially launch.
Protect Your Senior Parents from Scams

It can be scary to hear stories on the news about seniors who've been scammed out of thousands of dollars from phone and internet fraudsters.

Whether it's someone pretending to be a grandkid who needs fast cash, an IRS phishing call, or an email that looks like it's from their bank or insurance company asking them to log in and update their information, some of these scams are sophisticated enough to fool even the most wary senior. So how can you help protect your parents from scams?

  • Talk to them. When you see a news story about a scam, share it with them. This will help them be aware that scammers are out there, the tricks they use, and the information they need to keep safe. These conversations can also help them develop a language about internet and phone scams — and position you as someone they call BEFORE they give out personal information.
  • Give them a list of contacts. One of the tools scammers use to phish for personal information is a special phone number or email link. Give your parents a printout of the numbers they can call and the web links they should use to verify something is legitimate. That way, they have an easy place to look for the right people to talk to.
  • Encourage them to ask questions and do the math. Although internet and phone scams are common tactics used to target seniors, there are other ways seniors can be tricked out of their hard-earned money, such as being overcharged at the register or by a service provider. Remind your parents to check the amount on their receipt or invoice against what they were expecting to pay before they sign anything.
  • Use online resources. The Ohio attorney general's office has a site dedicated to helping seniors avoid scams. And you and your parents can keep this senior fraud protection kit handy to help keep their funds safe.

It can be challenging to have these conversations, especially if your parents feel that you're overstepping or questioning their competence. But they are important.
Feed your Sweet Tooth

Support a great cause — and enjoy a sweet treat at the same time. We've still got $1 candy bars in the branch. All sales benefit the Children's Miracle Network, helping provide life-saving medical care for children.