NEW Reduced Auto Loan Rates - As Low as 1.99% APR!*
Pause on the good
Temps might be on the rise, but our auto loan rates are dropping! Finance that new or used vehicle you've had your eye on and enjoy a rate as low as 1.99% APR.*

OR do you love your current vehicle, but don't love the amount of interest you pay or your monthly payment amount? Add more money into your budget by refinancing to your credit union and taking advantage of this lower rate; just a few points difference in rate could save you hundreds of dollars in interest!

When you choose Falls Catholic for your auto lending needs, you'll enjoy:

  • Affordable payments
  • Flexible terms to fit your budget – up to 84 months (some restrictions apply)
  • Competitive rates on new or used vehicles
  • Pre-approvals up to 30 days prior to purchase
  • Up to 120% financing
  • GAP Waiver
*APR = Annual Percentage Rate. Actual rate and repayment terms you receive are based on your individual credit score and history, and may differ from rates quoted above. New/used vehicles years 2020 and newer are eligible for lowest available APR depending on credit and LTV. Offer ends June 30, 2021. Offer may not be combined with any other offer and applies to loans with terms of 60-months and below. All loans subject to approval. Loans currently financed with the credit union are not eligible for promotion. Membership eligibility required. 
You're Invited to our Virtual Annual Meeting!

Join us virtually on Saturday, April 17 at 12:30 p.m. to catch up on what's happening at your member-owned credit union. If you wish to attend, please provide your name and email address via mail to the following address:

Falls Catholic Credit Union
Attn: Annual Meeting
33 Graham Rd., Cuyahoga Falls, OH 44223

We'll provide you with a link that you can use to access the Annual Meeting during our scheduled time. Hope to see you there!
Our Good In-Tuition Loan is Back
Need assistance financing tuition? Our Good In-Tuition Loan helps your budget, supports great causes, and helps you pay for school.

  • Borrow up to $10,000
  • Affordable, fixed interest rate of 3.75% APR*
  • One easy monthly payment to keep your budget on track
  • $75 donation to a faith-based organization for every Good In-Tuition Loan
*APR = Annual Percentage Rate. All loans subject to approval. Proof of tuition costs required prior to closing. Maximum loan amount $10,000 Maximum loan amount of $10,000 subject to school tuition amount and number of children currently enrolled in school. Minimum credit score of 640 required. Flexible financing terms of 10-12 months determined by the school. 
How to Make Money When You Declutter

Whether you’ve been rewatching the Home Edit on Netflix or you’re just doing some standard spring cleaning, you may feel overrun by items that have value but aren’t a fit in your home anymore.
 
The good news is that you can get rid of these items and earn a little money to help fund your savings goals. Here are your options:
 
Garage Sales
 
This is a tried-and-true method of turning your old stuff into quick cash, but you need to do a little due diligence to make sure the time you put into the sale nets you benefits.
 
Pick a weekend when you expect the weather to be nice, avoiding big holiday weekends when folks might have other plans. Make sure to put parameters in place to accommodate for COVID 19 best practices; you can find some helpful tips here.

Advertise it on Facebook, Craigslist, and your street corner. And when you’re designing those garage sale signs, don’t be a minimalist. Colorful pens and paint, sparkles, and balloons are your friends here.
 
Have snacks and water, too. Your potential customers will enjoy a cold bottle of water or a bag of goldfish for the kiddos while they are looking over your items.
 
Online Sales
 
If a garage sale seems like a lot of work, or you have collectibles or other items that don’t fit the bargain shopping mentality of a garage sale, list them online for sale locally or globally. Facebook Marketplace, Craigslist, and Letgo are good options for local sales. Remember that you’ll need to meet in person — or even have the potential buyer come to your home — to exchange goods for payment, so ensure that you’re using solid safety practices for local sales.
 
If you’d prefer to sell without meeting people in person, eBay remains a great option. It gets a lot of traffic from people looking for very specific items, so there is likely to be a buyer for even your most esoteric items. Before you list your items, search for similar products for sale to get an idea of keywords potential buyers are searching for and the going rate. You can also choose whether you want to do a time-limited auction or a Buy It Now sale for a fixed price.
 
Donations
 
Don’t want to hassle with any of that? You can always donate your old goods to a local charity. There are thrift stores that take a variety of household goods. Got a lot of business clothes? You could find a charity that helps the homeless find work by giving them clothing to wear to interviews. No matter what items you have, you’re likely to find a charity that can use those to either provide direct help or earn funds to support their mission.
 
And if you hold a garage sale or try selling online, you can always donate items that don’t find a new home.
 
Make sure you get a receipt so you can deduct these donations on your taxes next year, potentially lowering your tax bill.