A donor who is at least 70-1/2 years old may donate up to $105,000 from their IRA as a QCD.
This donation also may be used to meet Required Minimum Distribution (RMD) obligations,
killing two birds with one stone. Generally a QCD needs to come directly from your financial
institution to Call of the Sea, so check with your money manager on how to best handle this
transaction.
Another good way to avoid taxes while helping Call of the Sea is to make a gift of appreciated equities, real estate, jewelry or art. The advantage is that you may be able to deduct the full
appreciated value of your charitable donation, while avoiding capital gains liability.
For additional information or to arrange a confidential planned giving consultation without
obligation, please contact us at 415 331-3214 or email advancement@callofthesea.org.
A word of caution: The information provided here is intended for educational purposes only
and should not be considered legal, accounting, or other professional advice. Please talk to your legal and financial advisors before acting.
Thank you very much for your support. Individual donations support thousands of Bay Area
students from all nine counties of the Bay who experience Call of the Sea's programs.
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