The Intelligent Broker Newsletter

Quarter 3 - 2021

How Can Halcyon Help You?

At Halcyon Underwriters, our teammates are dedicated to assisting agencies in growing according to their vision. We value our partnerships, which stem from our trustworthiness and high-performance mentality.

To obtain an affordable price is not our only goal. Halcyon recognizes there are multiple elements to consider when it comes to meeting the specific needs of our customers.

We have consistently applied this work ethic for over 35 years!

We advise new insurance agents unable to satisfy the qualifications of a standard carrier contract to contact Halcyon Underwriters to get appointed. We can accommodate your business with our grand market accessibility, specialty programs, and affordable pricing through A-rated admitted and non-admitted carriers.

Halcyon offers coverage for all lines as a whole package or a monoline policy. With Halcyon, there are no fees required to access such markets. Our team is ready to serve your creative solutions tailored to your business.

Latest on Commercial Insurance

Small Business

New Carrier Partnership with Allstate:

Your Go-To Market for Monoline Commercial Auto

When your insured’s vehicle takes a hit, so does their business. We are excited to announce that our office recently began a partnership with Allstate! Our Halcyon agent partners now can access Allstate for monoline auto. Continue reading for further details on this market for monoline and excess commercial auto. Here we will share the classes of business that fit Allstate’s appetite, general guidelines, and endorsements available to your customers.

For large fleet accounts please send in your submissions with a four-week lead time prior to the effective date.

Middle Markets

Insurance Implications from the Rising Costs Facing the Construction Industry

By: Brian Polino, CPCU | Senior Production Underwriter, Vice President | Halcyon Underwriters

Emerging from the post-lockdown world, the nationwide real estate and construction boom have inflated construction input costs and exacerbated supply imbalances for project materials and skilled labor. As insurance is a major component of the construction industry, this article examines how the current supply/demand imbalances and insurance inflation trends impact both claims and premiums for the construction industry. By studying these trends, we can better advise our construction insureds to successful insurance and risk management outcomes during this changing time.

Word of the Day...

"Liability" - what does this mean?

A certain or probable future sacrifice of economic benefits arising from present obligations of a particular entity to transfer assets or to provide services to other entities in the future as a result of a past transaction(s) or event(s).

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Team Member Spotlight: Larissa Shakespeare

The relationship we have with our agent partners is very important to us. While we work with you on a day-to-day basis, we thought you would like to know a little information about one of our hardworking teammates.

Halcyon would like to introduce you to Larissa Shakespeare, a Middle Market Assistant Underwriter.

"All things come full circle."

Years at Halcyon: 4 years.

Years in Insurance: 20 years.

First Job: Telemarketing -- trying to sell magazines.

Favorite Movie: Good Will Hunting.

Little-known fact: I’m concerned about our planet and climate change. I recycle, reuse, repurpose, and compost.

Motto: Time changes everything and every decision made today produces consequences tomorrow, good, bad, or indifferent, so choose wisely.

Advice for Success: Success is based on perception and each person should determine their own interpretation of success.

Most important lesson learned: All things come full circle.

Bucket List Item? Move to Ireland.

Hobbies: Walking, Exploring, Hiking, gardening, and cooking.

My favorite part about my job is: Definitely, the people (co-workers).

My favorite work memory is: The day I was placed on Brian’s Team.

What influenced you to join insurance: My prior work experience consisted of medical billing and coordination of benefits at a doctor’s office. I wanted to continue learning and expanding my knowledge of insurance.

What would your perfect day consist of? Spending the day hiking in the mountains during fall.

Favorite Quote and Why? I chose to believe in God because it recognizes there’s divine beauty in all of us and if we prioritize that over our own selfish material needs’ we will naturally create a culture more in harmony with our planet and we will have a chance. - Russell Brand

Success Lists

Visit our website to review our monthly Success Lists for each of our underwriting departments: Middle Markets, Small Business, and Personal Lines. These are a great source to view our target classes each quarter. Check them out now!