Newsletter Volume 1: July 2023

Welcome to the Newest Version of the NLC Update! A moment in time…to let you in on What’s Happening at NLC with our Agents, Customers and Employees!

Company Announcements

We’re pleased to announce a number of enhancements to deliver more value and improve our customers’ service experience.


Our Policyholders can now sign up for account access online to view their policy documents, pay their bill, receive their auto ID cards, and report a claim. Agents, please encourage your new and renewal customers with NLC to visit our website at www.nlcinsurance.com to create their account and begin taking advantage of the services they can access directly 24 hours a day/7 days a week. All they’ll need to get started is their policy number, email address, mobile number, and zip code. 

Agencies on the Rise: Zurita Insurance

Appointed in December 2020, Zurita has quickly become one of our fastest growing producers. In fact, they’re our top performing agency for new business production in the State of CT for all of 2022 and through Q2 of 2023. We appreciate the business and our growing partnership with one of the best agencies in the business!


Main Office: Milford, CT

Branch Offices: Stamford, South Norwalk, and Westport, CT as well as Davidson, (Charlotte) NC


Owner: Jonathan Zurita

Top NLC Producer: Loren Marozas

“You are a person, not a number…NLC’s products have broadened to compete with the current market and their rates are competitive and stable over time and with excellent claims service. On a personal note, I write business with NLC because of everything aforementioned, but also because my close (and longtime) relationship with my underwriter and marketing rep. The support I receive motivates me to give my support back to the company. At the end of the day, my clients are happy and satisfied because of our teamwork…and that means everything to me!”


- Loren M.

Community

NLC Insurance and The United Way…partners for a lifetime!


We are happy to share that our 2022 United Way Campaign enabled us to contribute over $87,000 to support many critical United Way programs here in Southeastern CT. NLC is proud of our association with the United Way and with the help of our employees, friends and agents we’ve been able to donate over $1 million since 2009!

Employee Spotlight

Linda Graham

Assistant Vice President, Direct Bill

               

What brought you to NLC 48 years ago?

I was sent for a job interview by the head of the business department at my local high school and was offered an office clerk job. I was allowed to leave school a month early to begin my work career! Three years later, my husband was transferred to Washington State. Two years later we were transferred back to CT. I called to see if NLC had any job openings and was told there were none. A few months later my mother called to let me know NLC had called to see if I was back in CT yet! I called and was told they were starting a Direct Billing project and asked if I was interested. As they say, the rest is history – after much programming, testing and two test agents willing to assist – we went live and received our first direct bill payment check dated March 5, 1982.  


What do you love most about your role/work?

I’ve been allowed to wear many hats at NLC over the years giving me the ability to understand the many aspects of running this business. From structuring a mailroom to accommodate 350+ agents, purchasing furniture to fill our new office building, converting file cabinets to a color-coded filing system and then to images, phone systems, purchasing, printing, etc. As technology is evolving, I’m starting to hand over some of those hats to others!


From your perspective, what makes NLC special?

The people – we try to always have a person answer your phone call. If we don’t have the answer, we’ll find someone that can or we will take your name and number and get back to you as quickly as we can with the answer.

 

How do you like to spend your time outside of work?

Being with family and friends, trips to the beach and traveling.

Employee Anniversaries


Linda Graham

Assistant Vice President, Direct Bill | June 1, 1975 (48 years)


Don Lewis

SQL/DBA Developer | June 1, 2016 (7 years)


Yanira L. Speer

Claims Adjuster | June 24, 2019 (4 years)


April L. Fedina

Senior Personal Lines Underwriter | July 10, 1989 (34 years)


Caron Bastien

Personal Lines Ops & Procedures Analyst | July 1, 1991 (32 years)


Joan S. Haling

Claims Adjuster | July 9, 2018 (5 years)


Nicholas Friello

Network Administrator | July 12, 2021 (2 years)

The Numbers

NLC Insurance Companies financial rating was affirmed by AM Best at ‘B++ Good, with a stable outlook’ in July 2023. We also carry the ‘A Prime Unsurpassed’ financial stability rating by the Demotech rating agency.


NLC delivered positive results through our direct business in Q1 2023. 

Headlines include:          

 

Written Premium Growth: +4.5%

Calendar Year Loss Ratio: 46.5%

Combined Ratio: 98.65%

 

We’re well positioned to grow profitably this year with our Key Partner Agencies.

Strategic Relationship Focus

Launched within the Claims Department in 2022, Hi Marley, a communication platform built specifically for the insurance industry, has had a tremendous positive impact on customer communication and service experience. Hi Marley provides us with a continuous stream of timely communication with customers. We’re averaging a 4.2/5 in positive ratings through Hi Marly. Calls going “back and forth” have been reduced by 35%. The best part for carriers, claims reps and customers? Easily a 3-day reduction in cycle time…. Improved productivity leads to faster time resolution. Thanks Hi Marley!