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Clients and Friends of The Center,
Happy almost summer! We’re excited to share this month’s newsletter filled with the latest updates, insights, and happenings from around The Center.
This month, we’re excited to share the continued momentum of Cents & Sensibility with Tim Wyman, CFP®, JD and Rod Meloni. After an overwhelmingly positive response in 2025, Rod has partnered with us to bring a special 12‑episode podcast series designed specifically for Gen Xers navigating today’s financial demands. With only 8 episodes remaining, be sure to tune in—featuring our latest episode, “Planning for Two Generations Without Sacrificing Yourself.”
You can also catch the replay of our 3rd Annual Longevity Virtual Conference, where we explore real-world insights into aging, caregiving, and long-term planning. Plus, register for our upcoming webinar, The Hidden Benefits of College Savings Plans, happening June 18th.
Our team has also been busy sharing fresh perspectives through blogs on topics including long-term care insurance, life insurance planning, asset allocation, and emerging opportunities like “Trump Accounts.”
Plus, meet our newest team members, celebrate recent professional milestones, and learn more about how our team continues to grow through industry events and community involvement.
Have a wonderful month!
Your Center Team
| | Back By Popular Demand - And for a Limited Time! | | |
After the overwhelmingly positive response to Cents & Sensibility with Tim Wyman, CFP®, JD and Rod Meloni in 2025, we’re excited to announce something special. Rod Meloni has generously partnered with us to bring you a limited 12‑episode podcast series created specifically for Gen Xers — the most financially stretched generation.
If you’re juggling competing priorities, feeling behind, or simply ready to get your finances back on track, this podcast is for you. Practical insights, relatable conversations, and real‑world strategies you can actually use.
Only 8 episodes left! Tune in while you can and take the first step toward building stronger financial habits.
Click here or the image above to watch the next episode:
"Planning for Two Generations Without Sacrificing Yourself"
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2026 Longevity Virtual Conference
Tune in to our 3rd annual Longevity Virtual Conference
and leave empowered with the tools to:
- Discover real-world insights on aging-related financial questions, including caregiving costs, healthcare expenses, long-term planning, and family decision-making
- Receive guidance on legal considerations, planning ahead, and managing caregiver stress to make caregiving more sustainable
- Learn emotional support options for caregivers facing stress, isolation, and compassion fatigue
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The Hidden Benefits of College Savings Plans
Thursday, June 18th
6:00pm - 7:00pm
Recent FAFSA changes have created a powerful opportunity for grandparents: you can now fund a grandchild’s college savings plan without negatively impacting their eligibility for need-based financial aid.
Join CERTIFIED FINANCIAL PLANNER® professional, Bob Ingram, and TIAA CREF Education Savings Consultant, Jon Scott, for an exclusive session uncovering the sophisticated strategies behind college savings plans.
During this webinar, you'll learn how to:
- Compare education savings approaches and choose what’s right for your goals
- Maximize tax-advantages and protect those benefits
- Navigate financial aid considerations of college savings
- Apply “superfunding” strategies effectively
- Leverage education savings for estate and legacy planning
- Avoid missteps that could trigger unintended consequences
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The One Mistake You Don't Want to Make with Your Long-Team Care Insurance
By Sandy Adams, CFP®
Only 7–10% of Americans have Long Term Care insurance—but most who own it wait too long (or never) file a claim and miss out on benefits they paid for years. If you're eligible, consider using it sooner rather than later—protect your assets and don't leave your LTC benefits unused.
READ MORE
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Finding the Perfect Mix: How to Build the Right Asset Allocation for You
By The Center Investment Department
Great investing, like great cooking, starts with the right mix — and knowing when to adjust it. Discover how asset allocation, risk tolerance, and discipline can help you stay on track toward your long-term financial goals.
READ MORE
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Do I Need Life Insurance? How Much?
By Josh Bitel, CFP®
As your life grows, so do your responsibilities—and your life insurance should grow with them. Learn a few simple rules of thumb to help estimate how much coverage your family may need and start the conversation about protecting what matters most.
READ MORE
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What to Understand About "Trump Accounts"
By Michael Brocavich, CFP®, MBA
Trump Accounts offer a new way to invest for your child's future—plus a potential $1,000 government contribution. Learn how they work and where they may fit in your family's financial plan in our latest blog.
READ MORE
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Meet Our Two Newest Team Members, Jackson & Ashlen!
We’re excited to welcome two new team members to The Center, Jackson Prepolec, who joins as a Client Service Associate, and Ashlen Woodard, our new Client Service Administrator–Receptionist. We’re thrilled to have them both on board and look forward to the energy and expertise they bring to our team!
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Logan and Torri
Pass Series 7 Exam!
We’re proud to share that Logan Dimitrie and Torri Roney have both recently passed the Series 7 exam! Achieving this milestone is a significant step in their professional growth and reflects their dedication to expanding their knowledge and enhancing the level of service we provide. Congratulations to Logan and Torri on this impressive accomplishment!
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Center Team Members Attend RJ National Conference
The Center’s Financial Planners were proud to attend the Raymond James National Conference and support Managing Partner Tim Wyman who was selected to moderate the Townhall.
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The Center Sponsors 2026 Personal Finance Challenge
The Center was a co-sponsor of the Michigan Council on Economic Education's 2026 Personal Finance Challenge to show our support for the Money Smart Week campaign.
| | Staff Spotlight: Rachel Breuer | | | | |
Fun Facts:
Favorite Hobby: Crochet
Go-to Drink Order: Diet Coke
Comfort Food: Popcorn
The Inside Scoop: Rachel has a five year old pet tortoise named Theo.
Years at The Center: 2
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About Rachel:
Rachel Breuer is a Client Service Associate at the Center for Financial Planning, Inc.®. She’s enthusiastic about creating strong and lasting relationships with clients. She believes that a solid foundation of trust is a key part of the financial planning process.
Outside of work Rachel enjoys going to the theater when touring companies come to Detroit. She also spends her free time crocheting.
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At The Center, we take pride in our core values that guide us in serving clients. We believe that our values are imperative to the work we do, and we want to recognize and celebrate team members who have exemplified them.
This month, Matt Trujillo was nominated for Education and Personal Growth for attending the Raymond James conference to gather and bring back valuable insights for out team. Keep up the great work, Matt!
| | Our office will be closed on Friday, June 19th, in observance of Juneteenth. We look forward to replying to any messages when we return on Monday, June 22nd! | | |
June Charitable Giving Tip:
Mid Year Giving Check-In
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Halfway There!
Now’s a good time to review your giving goals. Have you made your planned donations? If you’re 70½ or older, consider making a Qualified Charitable Distribution (QCD) from your IRA—tax-free and impactful.
Your financial planner can help ensure your QCDs are properly timed and processed.
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Center for Financial Planning, Inc.®
24800 Denso Drive, Suite 300 Southfield, MI 48033
248-948-7900
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The foregoing information has been obtained from sources considered to be reliable, but we do not guarantee that it is accurate or complete, it is not a statement of all available data necessary for making an investment decision, and it does not constitute a recommendation. Any opinions are those of the authors and not necessarily those of Raymond James.
You should discuss any tax or legal matters with the appropriate professional.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
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