November 2024

Clients and Friends of The Center,

Welcome to our November newsletter! We're thrilled to connect with you as we approach the end of the year, a time that often brings both reflection and planning.

We’re excited to announce our upcoming webinar on Year-End Tax Planning Opportunities, scheduled for December 5th, to discuss key reminders, takeaways, and potential opportunities to help you and your household stay organized. Be sure to register using the link below! We also invite you to explore our latest blog topics. We delve into our Q3 2024 Investment Commentary, the Social Security Cost of Living Adjustment for 2025, The Top 5 Tips for Managing Beneficiary Selections, and so much more.

We're thrilled to share that we're partnering with Brilliant Detroit once again this gift-giving season! We'll be collecting toys for children in need, which you can either drop off in person OR purchase online to be delivered to The Center for your convenience. Use this link to shop from the list of items we've put together.

On some personal notes, we’re delighted to share the arrival of Baby Bitel, ongoing education opportunities our team has been involved in, as well as some happenings that have occurred around the office over the past month.

Have a wonderful month!

Your Center Team

Webinar Replays

Pre-Retirement Healthcare

Are you planning to retire before age 65 and wonder what your options for healthcare might be? We have information to help you!

Learn more about what to do if you won’t have employer covered retiree health care, Marketplace Health Insurance options and expansion, and understanding subsidies and eligibility under the American Rescue Act.

Navigating the

Medicare Maze

Are you over age 65 and have Medicare on your mind? You're not alone! And we’ve got the answers to your questions.

Making the transition to Medicare from an individual or group insurance plan is a major decision – and not one to be taken lightly! We walk you through all of your Medicare options and the enrollment processes.

Upcoming Webinars

Protecting Against Identify Theft and Cybercrime

Wednesday, November 6th

4:00PM-5:00PM

Did you know that 33% of US citizens have experienced identity theft?

Join Raymond James Senior Cybersecurity Analyst, Rafael Escoto Roa, and former FBI Special Agent, Jeff Lanza, to hear stories on what cybercriminals are doing today and what you can do to protect yourself against threats.

Post Election

Market Analysis

Thursday, November 7th

4:00PM-5:00PM

The 2024 election is expected to be a nail-biter and we may not know the results at the end of Election Day! Raymond James will follow every update and bring you the latest market reaction to the results in a webinar featuring CIO Larry Adam and Washington Policy Analyst Ed Mills.



Year-End Tax Planning Opportunities

Thursday, December 5th

11:00AM-12:00PM

Join Michael Brocavich, CFP®, MBA and Bob Ingram, CFP® for key reminders, takeaways, and potential opportunities to help you and your household stay organized. Together, we can stay proactive and make adjustments where and when we deem necessary.

You should discuss any tax or legal matters with the appropriate professional.

The Top 5 Tips for Managing Beneficiary Selections

By Nick Defenthaler, CFP®, RICP®

Checking your beneficiary designations each year on your investment accounts is always a wise move. Here are Nick's top five tips when it comes to prudent beneficiary management and selection.

READ MORE

Q3 2024 Investment Commentary

By Center Investment Department

Catch up with Angela Palacios and Nick Boguth from The Center's Investment Team as they provide you with market updates for the third quarter of 2024.

READ MORE

When is the Right Time for a Family Meeting?

By Sandy Adams, CFP®

When is the right time for a family meeting? In any case, there is no wrong time unless you never do it. Learn more about the importance of proactive communication as part of your planning strategy.

READ MORE

The Center Ranked #1 Award-Winning Workplace

By Lauren Adams, CFA®, CFP®

Check out how The Center's values makes it the best place to work in Southeast, MI!

READ MORE

Social Security Cost of Living Adjustment for 2025 and Other Tax Updates

By Kali Hassinger CFP®, CSRIC®

It was recently announced that the 2025 Cost of Living Adjustment for those receiving Social Security will be 2.5%. Here's what else you need to know...

READ MORE

You've Inherited an IRA - Now What?

By Kali Hassinger CFP®, CSRIC®

Receiving an inheritance can be confusing and filled with mixed emotions. If you've inherited an IRA and are looking for guidance on which option or planning path is best for you, we are here to help.

READ MORE

Baby Bitel Has Arrived!

Congratulations to Josh and Rachel Bitel on the arrival of their sweet baby boy, Carter. We are beyond happy for you both!

Center Team Members Attend Pink Out Football Game



Center team members attend Walled Lake Western's 13th annual Warriors for Warriors Pink Out Football Game to honor those who have and are currently battling cancer.

Kali Attends MWTA Conference

Kali Hassinger attends the 2024 Michigan Women's Tax Association annual conference in Livonia, MI.

November Center-Versaries

Check out our Nov. Center-Versaries!

Amanda Toia - 14 years on the 22nd

Kelsey Arvai - 5 years on the 22nd

At The Center, we take pride in our core values that guide us in serving clients. We believe that our values are imperative to the work we do, and we want to recognize and celebrate team members who have exemplified them.

This month, Rachel Breuer was recognized for Teamwork & Collaboration for her support to WOW a client and superbness with clients who are arriving and departing for meetings. She adds so much to the client’s experience!

Notifications

Our office will be closed on Thursday, November 28th and Friday, November 29th in observance of the Thanksgiving holiday. We look forward to replying to any messages when we return on Monday, December 2nd!