The Medicare Lady

Medicare Made Simple, LLC

Theresa Cangemi CSA, CLTC

Office: 315-676-4933

Fax: 866-476-1211

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The Medicare Lady

October, 2017

Greetings!

My purpose of this newsletter is also to bring you INTERESTING current industry news that give insight to questions and concerns of

those "aging-in" to Medicare.

With 10,000 people aging-in to Medicare every day, this is a HOT topic.

Let’s stay together!

I would like to stay “top of mind” when a Medicare question or plan change is needed during the Annual Enrollment Period or when leaving group health insurance. You will also find great nutritional information here and maybe some recipes too. If looking for dental insurance, long term care coverage, final expense life insurance, or travel insurance coverage ..... please contact me.

Contribute to this newsletter!

If you or your business are interested in writing a relevant article and would like to contribute to this newsletter, there is about 1,000 emails that will get your attention.

There is an opt-out option if needed, see below. Enjoy!

Theresa Cangemi CSA, CLTC

The Medicare Lady

Insurance Corner

Medicare Myth: “ I can enroll any time I want to"

The Annual Enrollment Period (AEP) is just around the corner. AEP happens annual, October 15 ^th to December 7 ^th , and is approximately a six week time frame when you can change your Medicare plan. The new plan selected during AEP will take effect January 1 ^st of the following year.

There are other opportunities to enroll in Medicare, for example, when you are new to Medicare at age 65 or due to a disability or certain illnesses. Another opportunity to enroll in Medicare is when you leave your employers group health insurance plan (at age 65 or older). There are qualifying opportunities to change your Medicare plan outside the Annual or Open Enrollment Period (AEP) and SOME of the opportunities are if you have EPIC, Extra Help, Medicaid. List is NOT an all inclusive list.

WARNING: This is NOT an all inclusive summary of your Medicare options and enrollment periods. This is a brief description to start a conversation and awareness of the upcoming AEP/Open enrollment period. Call for more information and questions that pertain directly to your specific situation.

Health Corner

Healing Powers of Apple Cider Vinegar

(Organic: "with The Mother")

Promotes weight loss
Kills cancer cells
Alkalizes the body
Balances blood sugar

Additional advantages:

chronic joint pain
yeast overgrowth
headaches
indigestion
low energy
constant colds

Apple cider vinegar may be the FIX you’ve been looking for. I drink it like hot tea with a teaspoon of honey (and sometimes a slice of lemon too). Try drinking daily, twice daily, or once daily just before bedtime.

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LET YOUR ARTICLE BE SEEN!

I am looking for writers or businesses who are interested in writing relevant articles and would like to contribute to this newsletter. The articles will be

reviewed for relevancy and content and geared towards the Medicare eligible demographic. There is a $50 fee to contribute to this newsletter and can be seen by approximately 1,000 viewers. Please call Theresa at office or email.

Email Me

Office: 315.676.4933

PO Box 757

Brewerton, NY US 13029

Office: 315-676-4933

tcangemi@twcny.rr.com