The National Low Income Housing Coalition and Georgia ACT Release Out of Reach 2025


Out of Reach is an annual publication of the National Low Income Housing Coalition (NLIHC) highlighting the gulf between the wages people earn and the price of decent rental housing in every state, metropolitan area, and county in the United States. The report describes a “Housing Wage”—the hourly wage a full-time worker must earn to afford a modest rental home without spending more than 30% of their income on housing costs. The Housing Wage is based on the U.S. Department of Housing and Urban Development’s (HUD) Fair Market Rent (FMR), an estimate of how much a family moving today can expect to pay for a modest rental home in their area. The Housing Wage shows that housing costs are too high for low-wage workers and other low-income households across the country including Georgia.


Out of Reach, released annually, documents the gulf between wages and what people need to earn to afford their rents. The report routinely shows that affordable rental homes remain out of reach for millions of low-wage workers and their families. The report’s “Housing Wage” is an estimate of the hourly wage full-time workers must earn to afford a rental home at HUD’s Fair Market Rent without spending more than 30% of their incomes. In 2025, the national Housing Wage is $33.63 per hour for a modest two-bedroom rental home and $28.17 for a modest one bedroom rental home.

In Georgia, wage earners working at the minimum wage of $7.25 per hour

must have 3.6 FULL-TIME jobs or work 144 hours per week to afford a modest one-bedroom apartment. Georgia wage earners must have 4.1 FULL-TIME jobs or work 163 hours per week to afford a two-bedroom apartment.


“The 2025 Out of Reach Report paints a sobering but necessary picture of Georgia’s housing landscape in urban, suburban, and rural communities. Right now, a minimum wage earner in our state must work 144 hours per week—that’s 3.6 full-time jobs—just to afford a modest one-bedroom apartment. To afford a two-bedroom, it takes 163 hours, or 4.1 full-time jobs.


This challenge doesn’t just affect minimum wage workers—it touches the lives of many Georgians in essential roles like home health care, retail, and food service. These are the individuals who support our families and communities every day, yet often struggle to find a safe and stable place to call home.


At Georgia Advancing Communities Together, we believe that affordable housing is the foundation of thriving communities. This report is a call to action for all of us—policymakers, nonprofit leaders, philanthropy, and the private sector—to work together toward practical, people-centered solutions. That includes investing in affordable housing development, increasing wages, strengthening tenant protections, and expanding support for community-based organizations across our state.


We envision a Georgia where everyone—regardless of income—can afford a safe, decent place to live. With commitment and collaboration, we can make that vision a reality.”

— Dr. Bambie D. Hayes-Brown

President & CEO

Georgia Advancing Communities Together, Inc.

Board Chair, National Low Income Housing Coalition


Having an adequate federal housing safety net would go a long way toward ensuring the housing stability of renters regardless of whether the economy is strong or in a downturn. When people live in safe, decent, and accessible homes they can afford, they are better able to find and maintain employment, achieve economic mobility, and stay healthy. Federal rental assistance is chronically underfunded, however, with only one in four eligible households able to receive it due to funding shortages. Further, instead of providing this essential foundation for those who need it most in a time of uncertainty, the president and his allies in Congress are threatening to slash funding for essential housing programs by 44%, further deepening the housing crisis. The American public must reject these harmful budget cuts and insist that Congress make sustained, long-term investments in a federal housing safety net that will ensure the lowest-income renters can access and maintain decent, safe, and stable homes. For more information on Out of Reach 2025, visit: https://nlihc.org/oor.

WE NEED YOUR HELP MORE THAN EVER!


Georgia Advancing Communities Together is fighting back. But we can’t do it without you. As a statewide nonprofit advancing equitable housing and community development, our work is more urgent than ever. We call on state and local leaders to stand up for our communities. Now more than ever, we must fight back with bold, people-centered solutions that protect housing, healthcare, and human dignity for all Georgians—not just a privileged few.


We build power with local partners, support tenant leadership, advocate for policy solutions, and strengthen the capacity of housing and community organizations across Georgia.


Your donation today is a direct investment in:

  • 🏠 Affordable homes for Georgia families
  • 📢 Grassroots leadership and tenant organizing
  • 🛠️ Local solutions that preserve housing and prevent displacement
  • 🧑🏽‍🏫 Advocacy training and policy reform that center racial and economic justice


We are calling on our community—you—to stand in the gap where this bill has torn it wide open.


💜 Make your gift today to help us protect homes, health, and human dignity across Georgia. Registration is now open for the 2025 Annual Fall Affordable Housing Conference on October 1, 2025 at Atlanta Metropolitan State College. Click here to register.


With urgency and solidarity,

Dr. Bambie Hayes-Brown

President & CEO

Need to Contact Us?


You may call Georgia ACT at (404) 586-0740 and leave a message or contact the following Georgia ACT staff members at info@georgiaact.org:



Bambie Hayes-Brown, President & CEO

 

Desiree Jones, Operations Manager


 Xinyuan Zheng, Program and Policy Analyst


Be sure to follow Georgia ACT on Social Media:


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Help us to continue our work to safeguard housing affordability for all Georgians. Support Georgia ACT with your financial donation, volunteer, and if you are not a member, join Georgia ACT today!


Georgia Advancing Communities Together, Inc. (Georgia ACT) is a statewide membership organization of nonprofit housing and community development organizations. Our mission is to build and support a statewide network of thriving member organizations and trained professionals engaged in housing and community development serving families with limited housing choices.


 ACT Connect! ACT Advocacy!

ACT Capacity! ACT Engagement!

ACT Now!


Dr. Bambie Hayes-Brown

President & CEO

Georgia Advancing Communities Together, Inc.

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