Are you up for the Advantage Challenge?
We challenge YOU to check your credit report and if you can, your current credit score.
Use the free government owned website www.annualcreditreport.com and select your report from one of the three major credit bureaus or you can see it from each of them.
If it’s in your budget or if you can somehow get it for free (like on a credit card statement), opt to get your current credit score. Don’t use websites like Free Credit Score because they will charge you. They are not free!
Try to get it free from one of the credit bureaus or if one of your lenders like Bank of America or Discover offers it. Examine your credit report to see what you need to work on and to make sure everything listed is correct.
Take steps to increase your credit score and check it again early next year. Let us know what changes you've made and how it affected your score. Send an email to firstname.lastname@example.org. We're looking forward to hearing from you!