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Product Updates

MYGA Rates:

2yr(B+)- 3.90
3yr (B+) - 5.40%
4yr (A) - 5.15%
5yr (B++) - 5.35%
5yr (A) - 5.25%
7yr (A) - 5.30%
10yr (B++) - 5.60%
10yr (A-) - 5.10%

The Standard Enhanced Choice Index Plus (Now available in CA!)

Industry Leading Death Benefit Rider
(perfect alternative for Life Insurance if uninsurable)
Client gets the greater value of:
6% Guaranteed Growth each year (compounding)
200% Interest stacking (any interest earned on the account value, times 2)

Lump SUM payout to beneficiaries
Growth on the DB Rider to Age 85
Max Issue Age for Rider is Age 80
Extremely competitive COMP:
5.00% COMP on 5yr
6.00% COMP on 7yr
7.00% COMP on 10yr
Uncapped interest earning potential
Multiple diverse index options
S&P 500 Daily RC 5% ER -180% (guaranteed par rate)
S&P 500 ESG Daily RC 5% ER -180% (guaranteed par rate)
S&P 500 (True participation rate at 53%)
BofA Global MegaTrends – 125%

Guaranteed Lifetime Income

Athene Ascent Pro Bonus 10 (BD version available as Ascent Pro 10)

20% Income Base Bonus
10.00% Premium Bonus
Guaranteed 10.00% Simple Interest Roll-Up for up to 20 years
Single or Joint Life Income, Level or Increasing Income Options
Extremely Competitive Withdrawal Rates

Where we focus on optimizing the wellbeing and best practices of insurance and financial professionals. Our objective is to help you optimize your life, optimize your profession, and learn from other optimized advisors.

↓ Check Out the Latest Episodes ↓

Ep. 110 - Optimizing Client Trust: Beyond Annuities and Into Authentic Relationships with Jason Labrum, CFP®, AIF®

Ep. 109 - Mastering Time: Strategies for Personal and Professional Optimization with David Buck

Ep. 108 - Unlocking Retirement Success: Inside Athene's Rise to the Top with Jay Rosencrance

Ep. 107 - Optimizing Long-Term Care: Insights for Financial Advisors and Affluent Clients with Brian Ott

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Optimized Insurance Planning is a national network of experienced Insurance Planners dedicated to supporting the financial services industry. We understand and embrace a holistic financial planning process by approaching risk management solutions to include annuities, life, and long-term care insurance.

Experience – Knowledge – Planning – Technology – Community

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