The Great American Summer Road Trip: Unforgettable Scenic Drives in the United States

2024 Mid-Year Outlook: An Unstable Economic Equilibrium

**click the title to be directed to the article**

Upcoming Webinars

APEG Webinar: Aging, Caregiving & the Role of the Financial Professional July 24, 2024 | 11:00 am ET | 10:00 am CT | 8:00 am PT

Featured Speaker: Lily Vittayarukskul | Founder-CEO, Waterlily

Facing the complexities of long-term care (LTC) and retirement planning is increasingly daunting for both individuals and Financial Professionals.

Uncertainties around health, care needs, and finances are continually evolving due to longer lifespans, health concerns, and an ever-changing economy. Dealing with aging loved ones places unprecedented pressure on individuals, families, and support systems.

Our aim is to introduce new perspectives on aging, caregiving, and the role of a financial professional in effectively assist aging clients, their children, and their loved ones.

This webinar will qualify for 1 CFP® CE Credit

OIP Race for Success Conference Recap

We are so grateful for the refreshing and insightful few days of connection, community, and optimization during our recent OIP Race for Success Conference in Bretton Woods, NH!

Thank you to our remarkable advisors, impactful speakers, and supportive carrier sponsors for making the Race for Success a true Success!

Product Updates

MYGA Rates:

3yr (A) - 5.30%
4yr (A) - 5.30%
5yr (A-) - 5.60%
7yr (A-) - 5.60%
10yr (B++) - 5.60%
10yr (A) - 5.35%

Global Atlantic Fore Accumulation II (new enhancements effective 5/20/2024!)

5, 7 & 10yr Durations Available
Product Has a 100% Rate Renewal History Meaning No Reductions Since product Launch in 2014
Extremely Competitive Rates:
The 1yr S&P Cap is 11%
Cap Lock is 9.85%
Performance Trigger 8.50%
Fixed rate 4.90%
Product Microsite

The Standard Enhanced Choice Index Plus

Industry Leading Death Benefit Rider (perfect alternative for Life Insurance if uninsurable)
Client gets the greater value of:
6.00% Guaranteed Growth each year (compounding)
200% Interest stacking (any interest earned on the account value, times 2)
Lump SUM payout to beneficiaries
Growth on the DB Rider to Age 85
Max Issue Age for Rider is Age 80
Extremely competitive COMP:
5.00% COMP on 5yr
6.00% COMP on 7yr
7.00% COMP on 10yr

Guaranteed Lifetime Income

Athene Ascent Pro Bonus 10 (BD version available as Ascent Pro 10)
20% Income Base Bonus
3.00% Premium Bonus
Guaranteed 10.00% Simple Interest Roll-Up on Income For Each Year of Deferral
Single or Joint Life Income, Level or Increasing Income Options
Extremely Competitive Withdrawal Rates (.50% lowered for Joint):
At Age 60 - 5.55%
At Age 65 - 6.20%
At Age 70 - 6.70%
At Age 73 - 7.00%

Where we focus on optimizing the wellbeing and best practices of insurance and financial professionals. Our objective is to help you optimize your life, optimize your profession, and learn from other optimized advisors.

↓ Check Out the Latest Episodes ↓

Ep. 108 - Unlocking Retirement Success: Inside Athene's Rise to the Top with Jay Rosencrance

Ep. 107 - Optimizing Long-Term Care: Insights for Financial Advisors and Affluent Clients with Brian Ott

Ep. 106 - Unlocking Annuity Potential: Innovations, Strategies, and Legacy Planning with Paul Garofoli, The Standard

Ep. 105 - Optimize Your Connection: Building Trust and Emotional Engagement in Seminar Marketing with Lara Galloway

Watch the full episodes on YouTube

And don't forget to Like & Subscribe!

Leave your review here

Experience Life Better

Optimized Insurance Planning is a national network of experienced Insurance Planners dedicated to supporting the financial services industry. We understand and embrace a holistic financial planning process by approaching risk management solutions to include annuities, life, and long-term care insurance.

Experience – Knowledge – Planning – Technology – Community

888-838-0448