The Optimized Advisor eNewsletter

News Updates & Articles

Alzheimer’s Takes a Financial Toll Long Before Diagnosis, Study Finds



INSURANCE ASSOCIATIONS FILE LEGAL ACTION CHALLENGING U.S. DEPARTMENT OF LABOR’S FIDUCIARY-ONLY REGULATION

Men’s Health Month: 11 Surprising Facts About Men’s Health

**click the title to be directed to the article**

Events & Webinars

OIP Race for Success Conference Recap

We are so grateful for the incredible few days of connection, community, and optimization during our first OIP Conferences, Race for Success!

Thank you to our outstanding advisors, impactful speakers, and fantastic carrier sponsors for making the Race for Success a true Success!

Here's a quick peek at all we experienced together!

Product Updates

MYGA Rates:

• 3yr (A) - 5.30%
• 4yr (A) - 5.30%
• 5yr (A-) - 5.60%
• 7yr (A-) - 5.60%
• 10yr (B++) - 5.60%
• 10yr (A) - 5.35%

Global Atlantic Fore Accumulation II (new enhancements effective 5/20/2024!)

• 5, 7 & 10yr Durations Available
• Product Has a 100% Rate Renewal History Meaning No Reductions Since product Launch in 2014
• Extremely Competitive Rates:
• 11.35% 1yr S&P Cap Rate
• 10.00% 1yr S&P Cap Rate with Guaranteed Cap Lock (no renewal rate risk)
• 9.00% 1yr S&P Performance Trigger Rate
• 5.05% Fixed Rate
• Optional Premium Enhancement Rider i.e.: Bonus of up to 12.00%! 
• Product Microsite

The Standard Enhanced Choice Index Plus

• Industry Leading Death Benefit Rider (perfect alternative for Life Insurance if uninsurable)
• Client gets the greater value of:
• 6.00% Guaranteed Growth each year (compounding)
• 200% Interest stacking (any interest earned on the account value, times 2)
• Lump SUM payout to beneficiaries
• Growth on the DB Rider to Age 85 
• Max Issue Age for Rider is Age 80
• Extremely competitive COMP:
• 5.00% COMP on 5yr
• 6.00% COMP on 7yr
• 7.00% COMP on 10yr

Guaranteed Lifetime Income

• Athene Ascent Pro Bonus 10 (BD version available as Ascent Pro 10)
• 20% Income Base Bonus
• 3.00% Premium Bonus
• Guaranteed 10.00% Simple Interest Roll-Up on Income For Each Year of Deferral
• Single or Joint Life Income, Level or Increasing Income Options
• Extremely Competitive Withdrawal Rates (.50% lowered for Joint):
• At Age 60 - 5.55%
• At Age 65 - 6.20%
• At Age 70 - 6.70%
• At Age 73 - 7.00%

Where we focus on optimizing the wellbeing and best practices of insurance and financial professionals. Our objective is to help you optimize your life, optimize your profession, and learn from other optimized advisors.

↓ Check Out the Latest Episodes  ↓

Ep. 106 - Unlocking Annuity Potential: Innovations, Strategies, and Legacy Planning with Paul Garofoli, The Standard

Ep. 105 - Optimize Your Connection: Building Trust and Emotional Engagement in Seminar Marketing with Lara Galloway

Ep. 104 - Mastering Seminar Marketing and Building Trust Through Estate Planning with Lara Galloway

Ep. 103 - Mastering Behavioral Finance: Unpacking Investor Biases with Anthony Nizzi, GILICO

Watch the full episodes on YouTube

And don't forget to Like & Subscribe!

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Experience Life Better



Optimized Insurance Planning is a national network of experienced Insurance Planners dedicated to supporting the financial services industry. We understand and embrace a holistic financial planning process by approaching risk management solutions to include annuities, life, and long-term care insurance.

Experience – Knowledge – Planning – Technology – Community

888-838-0448