ASA E-News | April 17, 2019

Carrier News & Updates

04/15 Introducing Voya UL and Voya UL NY 04/15 Reprice on Pac Life PL Promise 04/15 North American rates and premium bonus change effective April 18 04/11 Protective lowered term rates & webinar 04/08 American Equity rate cut notice 04/06 Protective annuity rates decreasing 04/05 Tackling a Big Myth – Taxation of Non-Qualified Annuities 04/03 Upcoming Webinar: Managing sequence of returns risk: IUL or VUL? 04/01 Great American annuity rates are decreasing

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In The News

MetLife - Brighthouse Reorganization MetLife Inc. says it wants to get more cash out of its closed blocks of life, annuity and long-term care insurance (LTCI) business. Executives at the New York-based company talked about those goals last Friday, when they announced a change in how the company will run its MetLife Holdings unit. Continue reading

U.S. Life Insurance Activity Stumbles In March, MIB Reports U.S. life insurance application activity slowed down in March, largely because young people did not buy. Overall activity fell 4.9% year over year, according to the MIB Life Index. The severity of the decline is largely attributable to the March 2018 comparative period being so good -- up 6.7%, MIB explained. Continue reading

The Path to Financial Independence and Retiring Early, in One Simple Chart There are lots of moving parts to the FIRE movement — financial independence/retire early — but one crucial step toward achieving that coveted status is as easy to understand as it is difficult to execute: Focus on making the gap between your income and spending as wide as possible. Continue reading

Upcoming Webinars

Managing sequence of returns risk: IUL or VUL? PRESENTED BY Karen Gilmore-Buxton, Senior Consultant, LFG Competitive Services DATE: Tuesday, April 23rd, 2019 TIME: 10:00 AM – 10:30 AM CST ADD TO YOUR CALENDAR This presentation briefly compares Indexed Universal Life (IUL) and Variable Universal Life (VUL) for use as supplemental retirement solutions. It addresses the differences in crediting methodologies and the unique benefits of Lincoln’s AssetEdge VUL through all of life phases.

Cincinnati Life Worksite Marketing PRESENTED BY Cincinnati Life DATE: Tuesday, April 23, 2019 TIME: 10:00 AM – 10:30 AM CST To access the web conference, please log on to http://cinfin.adobeconnect.com/life up to 15 minutes prior to start time. If you are unable to log in, please call (855) 516-1410 to listen by phone. The access code is 4322591346. When joining the webinar, please enter your email address as your name so that the presenter can follow up with you after the webinar. Contact the Cincinnati Life worksite marketing team at (844) 833-7766 with your questions about worksite marketing.

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