The Quarterly News

Season’s Greetings from The Prospect Bank Family to yours. Looking back on 2022, as a new year is quickly approaching, we at Prospect Bank want to extend our gratitude to each of you and look forward

to nurturing each relationship in 2023. Thank you for trusting Prospect Bank as your financial institution.

Health Saving

Account

A Health Savings Account (HSA) is a personal savings account, but it can only be used for qualified medical expenses. To be eligible, you must be enrolled in a High Deductible Health Plan (HDHP). Health Savings Accounts also have some important tax advantages.

Learn More

If you offer a

high deductible insurance plan, let us partner with

you to provide another

benefit to your employees.

Powerful Tools to Manage Your Cards Anytime,

Anywhere

A new way to turn your card on and off, set transaction limits, view transaction details, add cards to your digital wallet, and more - all available in the upgraded eMobile app.

Learn More

Manage Cards

Online Education

Center

We have exciting news! We have revamped our Online Education Center where we have video tutorials, demos and tips on financial literacy. We know that banking can be overwhelming at times, which is why revamping our Online Education Center was necessary. This tool is a great way to help learn more about our awesome products and services and be up to date on fraud awareness.

Check It Out!

Holiday Budget

CAN BE RUFF

By opening a Christmas Club You can save $420 for your 2023 Christmas shopping by setting aside just $40 a month.

Learn More

Brighten Your Summer

with our Vacation Club account! Start saving now for your next vacation.

Learn More

End of the year processing! Our branches will close at 4pm on Friday, December 23^rd and Friday, December 30^th. If you plan to make a deposit, loan payment or

do any other business prior to the end of the year,

please make arrangements to visit us during

our adjusted holiday hours.

Calling all IRA owners over the age of 72! Do not forget to take your Required Minimum Distribution (RMD) for 2022 by December 30^th. Stop in or call your local branch to make payment arrangements before the end of the year.

Click to Learn More about our Wise Products

Rates have slowed down but are still rising. If you have money to invest, contact your local branch to learn about our competitive interest rates on our InvestWise products! Let us show you a CD Laddering program which will maximize your rate of return over an extended period of time. Concerned about FDIC insurance? We offer repurchase accounts that will meet your needs.

Our Prospect PRO's

Our monthly employees who are

Providing Real Opportunities!

October